I've just recently been looking into e-commerce and I find it fascinating but I have a very stupid question for someone with more experience than me. How do I get a merchant account? I assume I have to be registered as a business, but then what? And also does anyone know about the process of getting a Paypal debit card and/or have experience in using one and the charges for using it? I live in Canada by the way.
You can get a merchant account from your bank or through various online companies (worldpay etc). Generally they just require a setup fee and various agreements regarding chargebacks, though some may require you to register a ltd.
Depends upon the locations. As you said Canada so go to Bank where you have account. Talk directly and they will give you a merchant acccount where yu can have the transaction amount directly deposited to your Bank Account
no question is stupid... and i will suggest you to go for money bookers if you dont want frauds scam you by filing chargeback from you...