Top cryptocurrencies for payments

Discussion in 'Payment Processing' started by Cryptomus, Jul 21, 2025 at 6:51 AM.

  1. #1
    Cryptocurrency is taking over the world, and more and more business owners are starting to accept crypto payments. There are tons of payment gateways out there offering dozens, if not hundreds, of tokens to choose from. But which tokens are really popular for these kinds of transactions? Here are 5 popular coins that are worth connecting to make it convenient for customers to pay.

    USDT/USDC
    USDT (Tether) and USDC (USD Coin) are the most widely used and convenient cryptos for payments. Both currencies are stablecoins, which means that their values are directly tied to the US dollar. This feature makes USDT and USDC low volatility, which is excellent for payments, compared to other cryptos.

    Bitcoin
    Bitcoin (BTC) is the most well-known crypto and one of the most widely used payment methods. Its big advantage is widespread recognition and popularity: many companies, both offline and online, accept BTC as a payment form. This means you will have no problem finding a suitable option, which will save you a lot of time.

    Tron
    Tron (TRX) is a crypto for people who value their time. Originally launched as a platform for sharing entertainment content, Tron has now become a powerful blockchain project known for its low fees ($0.022) and fast transaction confirmation (2-3 seconds).

    Ethereum
    Ethereum (ETH) is the second largest crypto by market cap. It is an extensively recognized asset: numerous businesses and websites accept ETH as payment for services. Speaking about the main ETH advantage, it is smart contracts availability, which enable escrow transactions and multi-signatures, considerably boosting the security of your money.

    Litecoin
    Litecoin (LTC) is a crypto created in 2011 as a “lightweight version” of BTC. It confirms transactions in about 2.5 minutes, compared to Bitcoin's average of 10 minutes. As for fees, they are much lower than BTC and rarely exceed a couple of cents.

    Choosing a crypto for accepting payments is a balance between speed, stability, and recognition. As you can see, stablecoins provide predictability, BTC and ETH bring recognition, while TRX and LTC offer accessibility and speed.

    Which crypto do you consider the most convenient for paying in online stores?
     
    Cryptomus, Jul 21, 2025 at 6:51 AM IP
  2. etc

    etc Well-Known Member

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    #2
    Merchants usually want the stablecoin like USDT/USDC
    But if you pay someone, most of them ask BTC.
     
    etc, Jul 21, 2025 at 9:37 PM IP
  3. Cryptomus

    Cryptomus Greenhorn

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    #3
    Great point - there's definitely a pattern there. I’ve also come across the opinion that LTC is a solid alternative thanks to its low fees and fast transaction speeds. It'll be interesting to see how things evolve as crypto payments continue to grow
     
    Cryptomus, Jul 23, 2025 at 3:07 AM IP
  4. Liam_Archer

    Liam_Archer Greenhorn

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    #4
    To be honest, I still haven’t fully bought into cryptocurrency. Even with all the hype and growth over the years, I find it hard to trust something so volatile and unregulated. Maybe that will change over time, but for now, I’m staying cautious.
     
    Liam_Archer, Jul 23, 2025 at 4:22 PM IP
  5. Cryptomus

    Cryptomus Greenhorn

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    #5
    Crypto is indeed growing and becoming more popular, so it has long since begun to be regulated. Investments are never entirely safe, but there are coins that grow steadily (Bitcoin, Ethernum), which can be used as a tool for diversifying assets. To avoid volatility, use stablecoins like USDT, which is tied to the dollar. Crypto is not for everyone of course, but it has many advantages, especially if you are a business owner or accept payment from abroad because for some countries it is the only way to pay.
     
    Cryptomus, Jul 24, 2025 at 7:46 AM IP