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accepting Credit cards

Discussion in 'Payment Processing' started by jameskon, Jan 9, 2015.

  1. #1
    which is best way for accepting foreign credit card in india for payments from worldwide.

    we use paypal for now, but since paypal has it's own restrictions with many countries, we need a better option with less transfer fee.
     
    jameskon, Jan 9, 2015 IP
  2. Tomastamm

    Tomastamm Well-Known Member

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    #2
    check braintree by paypal for credit cards and visa
     
    Tomastamm, Jan 14, 2015 IP
  3. Techking

    Techking Well-Known Member

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    #3
    ummm,its not for INDIA mate !
     
    Techking, Jan 14, 2015 IP
  4. jameskon

    jameskon Well-Known Member

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    #4
    paypal is good, can accept NON INDIAN Cards, but problem is too high fee
     
    jameskon, Jan 15, 2015 IP
  5. irj

    irj Active Member

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    #5
    I try to picture myself as a customer. I feel confident with any site that takes PayPal because I know their buyer protection works. Even if you decide to add another gateway, I would stronger consider keeping PayPal as an option.
     
    irj, Jan 23, 2015 IP
  6. DAWalker

    DAWalker Peon

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    #6
    About Stripe!
    Its a good card payment processor!
     
    DAWalker, Jan 27, 2015 IP
  7. Techking

    Techking Well-Known Member

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    #7
    you again missed the point in fulll light !

    STRIPE IS NOT AVAILABLE FOR MANY COUNTRIES INCLUDING INDIA !
     
    Techking, Feb 7, 2015 IP
  8. consul

    consul Active Member

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    #8
    The best of option for a credit card payment processing for international merchants would be 2checkout. It now offers ACH withdrawals for India I think. This is by far the only available solution I know. It can also accept Paypal payments.
     
    consul, Feb 8, 2015 IP
  9. FPForum

    FPForum Notable Member

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    #9
    What about Google Checkout? I'm not sure how they do with countries like India, but they're probably one of the top-notch CC processors aside from PayPal.
     
    FPForum, Feb 8, 2015 IP
  10. consul

    consul Active Member

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    #10
    I think Google checkout was already retired. The alternative they replaced it with is Google wallet.

    EDIT: Incidentally, Google wallet is actually for transactions used for Google products and services.
    No other uses. It also allows you to only send money/funds for people in the U.S. only.
     
    Last edited: Feb 8, 2015
    consul, Feb 8, 2015 IP
  11. One2Pay.com

    One2Pay.com Greenhorn

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    #11
    the rates (fees) are determined of what do you sell.
     
    One2Pay.com, Feb 9, 2015 IP
  12. turbovps

    turbovps Well-Known Member

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    #12
    How about worldpay, gate2shop or 2checkout?
     
    turbovps, Feb 10, 2015 IP
  13. dandeedo

    dandeedo Greenhorn

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    #13
    Didn't know Stripe is not supported in India but there are other sites like Stripe. Here are 7 sites like stripe: http://www.topsimilarsites.com/similar-to/stripe.com (please note, I searched in Google and found this; I don't have any experience with their payment gateway so please dig deep first)

    I think there are local vendors who can provide you payment gateway feature. Did you try them?
     
    dandeedo, Feb 11, 2015 IP
  14. Mike hanz

    Mike hanz Peon

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    #14
    For Indian Companies, you would need a offshore account. But keep in mind any offshore processing company will have a harder time to get authorization from US or Canadian banks to clear the transactions.

    Try secureglobalprocessing.com, they are worldwide and provide visa and mastercard.

    Good luck
     
    Mike hanz, Feb 13, 2015 IP
  15. creditcardguy

    creditcardguy Peon

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    #15
    Skrill, Braintree, Google Wallet
     
    creditcardguy, Mar 13, 2015 IP
  16. Mkcoy

    Mkcoy Well-Known Member

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    #16
    As well as PayPal offer also Secure payment by credit card and Prepaid coupons.
     
    Mkcoy, Mar 13, 2015 IP
  17. syda

    syda Well-Known Member

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    #17
    My vote goes for 2checkout. I'm not from India, not from the US or UK either. I managed to use 2checkout quite successfully. There is even the option to transfer money to you payoneer card by using payoneer's virtual US bank account.

    A big advantage of 2CO is that they allow both paypal payments and credit card payments so you don't have to use 2 gateways on your site.

    What's not so great is the fact that you only get monthly payouts and there is a 5% (I think) security hold and they also have a very strict fraud detection in place and legit orders sometimes are considered as fraud and not accepted.
     
    syda, Mar 15, 2015 IP
  18. consul

    consul Active Member

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    #18
    With regards to 2checkout payouts, I think it is done every Thursday of the week. You get your payout if your balance is equal or above the minimum ($300 I think). The security is I think necessary for possible request for charge back or refund. The hold amount will still be included in the payout after a certain number of payout cycles.

    For legit orders being considered as fraud, I believe it is a case of misunderstanding. If you believe that a certain order is a bit questionable, you must contact 2checkout reseller support in advance and advise them of the said order. Discuss to them that you personally know the person making the order and that you have verified his/her identity. That way the fraud review team will be notified of such transaction and will consider your circumstance.

    Not all of these credit card processing solutions are perfect. There are flaws. The important thing is you know how to coordinate with them to avoid confusion whether an order is valid or not.

    I wish you well.
     
    consul, Mar 15, 2015 IP
  19. ponperap

    ponperap Peon

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    #19
    I have payment merchant for credit card high risk.

    Send me pm.
     
    ponperap, Apr 9, 2015 IP
  20. mohhope

    mohhope Greenhorn

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    #20
    Try Payoneer mastercard or Nettler
     
    mohhope, Apr 15, 2015 IP