1. Advertising
    y u no do it?

    Advertising (learn more)

    Advertise virtually anything here, with CPM banner ads, CPM email ads and CPC contextual links. You can target relevant areas of the site and show ads based on geographical location of the user if you wish.

    Starts at just $1 per CPM or $0.10 per CPC.

HDFC and ICICI Credit Card

Discussion in 'PayPal' started by mithunv, Dec 9, 2011.

0
  1. #1
    Friends

    i wish to hear the reviews abt the usage of both of these Credit cards

    Here in my city i can get both cards

    ICICI told when u start an account , credit card activation will complete in 4 days

    But HDFC told me u have to wait for 15- 21 days for the credit card

    Both are based on FD ( fixed deposit)


    Which one i have to apply?


    Thanks :)
     
    mithunv, Dec 9, 2011 IP
  2. Digi_Tech

    Digi_Tech Peon

    Messages:
    43
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #2
    I have used ICICI credit card with the paypal verification but it did not work with the paypal. Before taking icici card be sure that charges are not too much
     
    Digi_Tech, Dec 9, 2011 IP
  3. mithunv

    mithunv Well-Known Member

    Messages:
    827
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    130
    #3
    WHAT ITS NOT WORKING WITH PAYPAL?

    is this true?

    ICICI told me there is no hidden charges. if u pay the credit before the due there will be no charge, is this true?
     
    mithunv, Dec 9, 2011 IP
  4. aartigupta

    aartigupta Peon

    Messages:
    19
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #4
    It's working I have already ICICI credit card and didn't get any error during PayPal verification already added in my PayPal account.
    There are no hidden charges for both ICICI and HDFC Bank So you can choose any one.
     
    aartigupta, Dec 9, 2011 IP
  5. Digital_shubhi

    Digital_shubhi Illustrious Member

    Messages:
    11,524
    Likes Received:
    760
    Best Answers:
    12
    Trophy Points:
    405
    #5
    HDFC is a better bank than ICICI so you should go for HDFC Credit Card. ;)
     
    Digital_shubhi, Dec 9, 2011 IP
  6. aartigupta

    aartigupta Peon

    Messages:
    19
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #6
    Yes as Both have 50 Rs difference on cash deposit :p
     
    aartigupta, Dec 9, 2011 IP
  7. Digital_shubhi

    Digital_shubhi Illustrious Member

    Messages:
    11,524
    Likes Received:
    760
    Best Answers:
    12
    Trophy Points:
    405
    #7
    It has nothing to do with cash deposit thing... In a general way, HDFC is the best private bank in India.
     
    Digital_shubhi, Dec 9, 2011 IP
  8. mithunv

    mithunv Well-Known Member

    Messages:
    827
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    130
    #8
    Friends

    i think HDFC credit card is better than ICICI
     
    mithunv, Dec 9, 2011 IP
  9. coolu

    coolu Active Member

    Messages:
    154
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    68
    #9
    i m using icici credit card from the past 2 years with no problem it the best :)
     
    coolu, Dec 9, 2011 IP
  10. mithunv

    mithunv Well-Known Member

    Messages:
    827
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    130
    #10
    AGAIN

    I AM IN CONFUSION :p
     
    mithunv, Dec 9, 2011 IP
  11. coolu

    coolu Active Member

    Messages:
    154
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    68
    #11
    its simple get a icici bank credit card it the really good better then hdfc for sure
     
    coolu, Dec 10, 2011 IP
  12. aartigupta

    aartigupta Peon

    Messages:
    19
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #12
    Don't be confuse you will get ICICI Credit card in just 3 - 4 days and HDFC takes 10 - 15 days, So go for ICICI
     
    aartigupta, Dec 10, 2011 IP
  13. Digital_shubhi

    Digital_shubhi Illustrious Member

    Messages:
    11,524
    Likes Received:
    760
    Best Answers:
    12
    Trophy Points:
    405
    #13
    Getting anything faster doesn't means its Good. ICICI gives instant card, no need to wait for even 3 days. But it won't have your name on it. While HDFC one will have your name.

    Choose a card only after full investigation... or at last you would be fed up of different charges they charge you for using the card. And ICICI is well known for it. ;)
     
    Digital_shubhi, Dec 10, 2011 IP
  14. aartigupta

    aartigupta Peon

    Messages:
    19
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #14
    But they didn't Activate instantly :p and about Name, Card can be change Later and you will get new with Name.

    HDFC also know very well for charges. btw i used both and both are equal to me.

     
    aartigupta, Dec 10, 2011 IP
  15. coolu

    coolu Active Member

    Messages:
    154
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    68
    #15

    yes you can request if you want a card with your name on it hdfc and icici have almost have the same charges now it depends upon you which one you wish to go for
     
    coolu, Dec 10, 2011 IP
  16. PCOnline

    PCOnline Peon

    Messages:
    210
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #16
    I would advice you to go for hdfc credit card its better compare to icici credit card, Service of hdfc is better compare to icici
     
    PCOnline, Dec 11, 2011 IP
  17. karthimx

    karthimx Prominent Member

    Messages:
    4,959
    Likes Received:
    127
    Best Answers:
    2
    Trophy Points:
    340
    #17
    I suggest HDFC CC, using that for almost 3 years without any problem.
     
    karthimx, Dec 12, 2011 IP
  18. contentprovider7

    contentprovider7 Peon

    Messages:
    53
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #18
    you have one more option prepaid credit card. Any bank like Hdfc, Icici, sbi ect..
     
    contentprovider7, Dec 12, 2011 IP
  19. mithunv

    mithunv Well-Known Member

    Messages:
    827
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    130
    #19

    what is that?
     
    mithunv, Dec 13, 2011 IP
  20. harrisunderwork

    harrisunderwork Well-Known Member

    Messages:
    1,005
    Likes Received:
    21
    Best Answers:
    0
    Trophy Points:
    135
    #20
    I use both. :)

    IMHO, you can use both equally.
     
    harrisunderwork, Dec 14, 2011 IP