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Best US Merchant account provider?

Discussion in 'Payment Processing' started by black.hat, Feb 7, 2011.

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  1. #1
    It's so hard to find a merchant account provider with low number of complaints.

    Most of them place your hard-earning money on hold for 6 months or suspend your account considering it as a high risk.

    Anybody aware of a good provider?
     
    black.hat, Feb 7, 2011 IP
  2. nht44

    nht44 Peon

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    #2
    You must be referring to Pay Pal right?
     
    nht44, Feb 9, 2011 IP
  3. avroraventures

    avroraventures Member

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    #3
    the guidelines I've heard from experienced marketers - unless you are making more the $50,000/month in revenue, PayPal is just fine... you think different?
     
    avroraventures, Feb 10, 2011 IP
  4. Phooey

    Phooey Active Member

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    #4
    Authorize.net seems to be the gold standard.
     
    Phooey, Feb 10, 2011 IP
  5. titookello

    titookello Peon Affiliate Manager

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    #5
    Any idea on which CREDIT CARD PROCESSING COMPANIES , used by the following FILE SHARING COMPANIES?
    oron.com
    filesonic.com
    duckload.om
    hotfile.com
     
    titookello, Feb 16, 2011 IP
  6. highriskprocessing

    highriskprocessing Member

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    #6
    Authorize.net is NOT a credit card processor, they are a Payment Gateway for cc and ACH

    They will refer you to several cc processors on their web site.
     
    highriskprocessing, Feb 16, 2011 IP
  7. yipfolio

    yipfolio Peon

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    #7
    Paypal is just fine, and 50-100k +++/mo you want to look for different options. I know some people have tried AMEX Open, but with everything else there are fees associated (which usually are higher than paypal).
     
    yipfolio, Feb 16, 2011 IP
  8. jestep

    jestep Prominent Member

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    #8
    What sort of products/services are you referring to? Most US providers do not deal well with anything more than strait online retail.
     
    jestep, Feb 17, 2011 IP
  9. joseph44

    joseph44 Well-Known Member

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    #9
    but pp's fees for the pro version are very high. choose carefully.
     
    joseph44, Mar 22, 2011 IP
  10. glamourshades

    glamourshades Peon

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    #10
    I have been using Authorize.net for nearly 10 years. I don't have one complaint. I have a Wells Fargo merchant account. They are picky about accepting sites, but when your in your in. I bank there anyway so it is very convenient. I also have a recurring billing account with them too. They are a bit on the expensive side but no problems ever.
     
    glamourshades, Mar 24, 2011 IP
  11. startbus

    startbus Peon

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    #11
    Yep, I would agree that combination of Authorize.net gateway and Wells Fargo account works well. Try that.
     
    startbus, Mar 25, 2011 IP
  12. jNorth

    jNorth Peon

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    #12
    Actually, for CNP, they are the lowest.
     
    jNorth, Mar 25, 2011 IP
  13. jNorth

    jNorth Peon

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    #13
    yes, this works well. You may need to pay a deposit and maintain a rolling reserve.
     
    jNorth, Mar 25, 2011 IP
  14. Nashhenry2011

    Nashhenry2011 Peon

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    #14
    Look nowhere other than DodoWeaver. These guys setup our merchant account in 1 week! and we control everything from the United States, we never had any trouble, flawless, easy and really fast service. We were able to start accepting credit card payments through our website in like 10 days. Our clients started to use there service the next day, they all gave us great feedback due to the simplicity and userfriendliness of our new payment system.

    check there website here: dodoweaver.com/epayment/

    thought to share this with all of you. Hope it helps.
    have a nice day.
    nash
     
    Nashhenry2011, Mar 26, 2011 IP
  15. RegGoJam

    RegGoJam Peon

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    #15
    e-olinedata Has Free Authorized.Net Set Up. Resellers Also Make $30 for signing up for Free
     
    RegGoJam, Apr 3, 2011 IP
  16. highriskprocessing

    highriskprocessing Member

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    #16
    They may want to insure that their web site is functioning correctly:

    http://dodoweaver.com/epayment/terms_of_business.htm
     
    highriskprocessing, Apr 4, 2011 IP
  17. highriskprocessing

    highriskprocessing Member

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    #17
    IF your merchant account is underwritten correclty (high risk is written as high risk) then you will not ahve any issues.

    Problems arise when either the merchant or the agent are not forth coming with correct information regarding their business,
    is wehn issues arise.

    When a merchant applies for a merchant account the issuing bank is actually extending credit to that merchant. That merchant has to show the means to repay any charge-backs, if not, then there will be reserves established or funds withheld.
     
    highriskprocessing, Apr 4, 2011 IP