Where would you invest €120.000/year?

Discussion in 'General Business' started by DidierE, Jul 28, 2009.

  1. #1
    Okay first a little background info. I started affiliate marketing in 1999.
    Today, 10 years later i'm almost breaking the €10.000 NET mark per month (that's ~€20.000/mo before deducting business expenses and taxes, etc). So it's €10.000 that I can put aside/invest per month or ~€120.000/year.

    Now, since i'm only 25 and don't know sh*it about investing I would like to get advice where i can put my money into...

    So my question to you guys, what should I invest in? Placing most of the money in a savings account isn't going to give me a solid return so i'm looking for other options...

    Let your ideas run wild, you can even PM me if you want but PLEASE don't go posting/PM'ing trash like "give your money to me" or send me PM's asking to invest in your "great" idea, because i'm not interested in that...

    So what should you do if you were me?

    Thanks for the help!
     
    DidierE, Jul 28, 2009 IP
    theapparatus likes this.
  2. TomR

    TomR Peon

    Messages:
    307
    Likes Received:
    65
    Best Answers:
    0
    Trophy Points:
    0
    #2
    If I were you:

    I would consult a qualified investment adviser who knows the tax laws of your country.

    I would not seek investment advice from a webmasters forum.

    Tom
     
    TomR, Jul 28, 2009 IP
  3. probably_not

    probably_not Peon

    Messages:
    85
    Likes Received:
    8
    Best Answers:
    0
    Trophy Points:
    0
    #3
    congrats.

    i would put some of it into a HIGH QUALITY (dividend paying) stock, like a bank stock or maybe WAL-MART, MICROSOFT - something that has a LONG track record of ALWAYS paying their quarterly dividend, like 40+ or 100+ years like most of the big banks in CANADA.

    > re-invest the dividend, LEAVE IT ALONE, and retire very wealthy in 30 years or so.

    IMHO. :)

    good luck.
     
    probably_not, Jul 28, 2009 IP
  4. canavarPC

    canavarPC Peon

    Messages:
    234
    Likes Received:
    8
    Best Answers:
    0
    Trophy Points:
    0
    #4
    buying property in your country. maybe better than banks.
     
    canavarPC, Jul 28, 2009 IP
  5. theapparatus

    theapparatus Peon

    Messages:
    2,925
    Likes Received:
    119
    Best Answers:
    0
    Trophy Points:
    0
    #5
    Pretty much. This is not the place for it. You get a +1 (and some rep) though for thinking about retirement while being so young.

    Most of my funds are in government bond myself but it really depends on your environment, how long you want to invest for and other factors.
     
    theapparatus, Jul 28, 2009 IP
  6. probably_not

    probably_not Peon

    Messages:
    85
    Likes Received:
    8
    Best Answers:
    0
    Trophy Points:
    0
    #6
    respectfully, DISAGREE with the "qualified investment advisor" part. it's not difficult to "do it yourself." keep it simple. <

    AGREE that a webmasters forum might not be the "best avenue" either. LOL

    CHEERS
     
    probably_not, Jul 28, 2009 IP
  7. Seqqa

    Seqqa Well-Known Member

    Messages:
    3,695
    Likes Received:
    62
    Best Answers:
    0
    Trophy Points:
    115
    #7
    Well my advice is if you are going to start investing 10,000 EUR a month then maybe picking up some investment nouse would be a good idea. Also knowing some basic risk management would be key too.

    You do NOT want to be putting all your eggs in one basket in this climate if you do then your gambling not investing.
     
    Seqqa, Jul 28, 2009 IP
  8. digmod

    digmod Peon

    Messages:
    28
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #8
    I would keep 2/3 of the money in a safe bank account and invest the rest to grow my own business (i.e. affiliate marketing.) :p
     
    digmod, Jul 28, 2009 IP
  9. bigtime2

    bigtime2 Peon

    Messages:
    199
    Likes Received:
    3
    Best Answers:
    0
    Trophy Points:
    0
    #9
    This may not be the best place to get advice for that kind of investments. People on this forum are figuring out how to make a few dollars on adsense, its highly unlikely that they would give you good ideas as to where to invest your money.

    I invest a lot less than 10,000 $ a month, and I split it this way:
    20% cash (savings accts, money market accts, cds, checking accts)
    20% mutual funds - that invest in US stocks
    20% mutual funds - that invest in global stocks
    30% bonds
    10% invest in stocks on my own, in an online trading acct, where I trade daily.

    This way Im diversified and if anything happens I wont lose all of my money.
     
    bigtime2, Jul 28, 2009 IP
  10. mentos

    mentos Prominent Member

    Messages:
    15,280
    Likes Received:
    473
    Best Answers:
    0
    Trophy Points:
    330
    #10
    If you have time,you can learn some stock trading technique.
    Then invest your money into the blue chip company that give constant return per years?
     
    mentos, Jul 28, 2009 IP
  11. 7heaven

    7heaven Peon

    Messages:
    33
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #11
    if i have that huge amount of money, i will build some top websites with my friend (i am maybe ? :D) and make it bigger together
     
    7heaven, Jul 28, 2009 IP
  12. amroawad

    amroawad Guest

    Messages:
    633
    Likes Received:
    1
    Best Answers:
    0
    Trophy Points:
    0
    #12
    I would also hire a company to build me a unique custom coded/designed website. I would also hire a company to do some internet research for new ideas that have rapid growth potential. This way you can probably have a unique idea up and running for less then 15k including the internet research company. The other money you have left monthly I would spend on advertising and I would start of with Adwords only since this is the highest quality traffic and also they are looking for your site.

    This way if you can do it well you can easily triple or quadruple your money after a year. Say you can get new members for your website through Adwords for $1 each, this means that you will have 100k members after a year with an investment of $120k and then we are not even talking viral word of mouth marketing.

    Hope this helps. If you need any advise. Let me know!
     
    amroawad, Jul 29, 2009 IP
  13. LargeChimp

    LargeChimp Peon

    Messages:
    265
    Likes Received:
    4
    Best Answers:
    0
    Trophy Points:
    0
    #13
    Mumbai real estate
     
    LargeChimp, Jul 29, 2009 IP
  14. toystoys

    toystoys Active Member

    Messages:
    255
    Likes Received:
    2
    Best Answers:
    0
    Trophy Points:
    53
    #14
    make porn star studio in 2 years or so ,
    porno always bring lot of cash
     
    toystoys, Aug 13, 2009 IP
  15. danny_hoffman

    danny_hoffman Peon

    Messages:
    34
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #15
    make a site and promote healthcare products
     
    danny_hoffman, Aug 13, 2009 IP
  16. danny_hoffman

    danny_hoffman Peon

    Messages:
    34
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #16
    Or make an adult friend finder type of site
     
    danny_hoffman, Aug 13, 2009 IP