Where's the best place to get a loan?

Discussion in 'General Business' started by Falling Down, Dec 21, 2008.

  1. #1
    Hi,

    Has anyone had any luck getting a loan on the internet? After all this eBay stuff I'm in need of one and don't want to catch myself in another scam. I've been trying to sell links, articles, sites, and templates for the past couple of days, but I haven't had any luck. I would only need it for a couple of weeks as I get paid every couple of weeks with the blog I have.
     
    Falling Down, Dec 21, 2008 IP
  2. informclicks

    informclicks Peon

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    #2
    It depends how much and what your credit looks like. But if its not much have you considered a credit card?
     
    informclicks, Dec 21, 2008 IP
  3. Falling Down

    Falling Down Banned

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    #3
    I have no credit whatsoever, so it's like, all the best coverages aren't available for me.
     
    Falling Down, Dec 21, 2008 IP
  4. MelogKnaj

    MelogKnaj Active Member

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    #4
    Prosper and various sites are possibilities. Do you really need the money though? Also IRL banks are fine.
     
    MelogKnaj, Dec 21, 2008 IP
  5. Falling Down

    Falling Down Banned

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    #5
    Yeah, like really really bad. I'm at the point where I could get into som serious trouble.
     
    Falling Down, Dec 21, 2008 IP
  6. mentos

    mentos Prominent Member

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    #6
    My friend also encounter the same problem with you but after i advise him to use peer 2 peer lending site to get loan.You can try this peer-lend.com
     
    mentos, Dec 21, 2008 IP
  7. Bad Sphinx

    Bad Sphinx Peon

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    #7
    Not good whatsoever. Unless you have perfect credit and it is a secured loan, financial institutions are going to be very reluctant to loan you money. How much are you looking for? Maybe I can give you some work for my company, especially since you are 10 minutes away from me in Dallas.
     
    Bad Sphinx, Dec 21, 2008 IP
  8. Paydex

    Paydex Peon

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    #8
    What is your FICO Score?

    also, do you have accept credit cards? you can get a loan against future receivables pretty easily, no matter what your credit looks like...
     
    Paydex, Dec 22, 2008 IP
  9. Falling Down

    Falling Down Banned

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    #9
    I don't have a score yet, I'm only 19 going on 20. I've never had issues like this before in my life. I'm usually pretty good with money, my parents ask me for money, not the other way around. I told my mom what has been happening, and she offered to help, but I said this was my doing, I have to pay the price and get over it.
     
    Falling Down, Dec 22, 2008 IP
  10. PHPGator

    PHPGator Banned

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    #10
    My personal opinion is that you should not go into debt over any kind of online venture because they are so prone to failing. Lets face it, the vast majority of people here have probably failed more than they have succeeded. By failed, I mean making a decent ROI. Without a ROI, you will never be able to justify having a loan. Start out small, and build up that way.
     
    PHPGator, Dec 22, 2008 IP
  11. Falling Down

    Falling Down Banned

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    #11
    It's more about a guy taking my $200 and me having to repay it.
     
    Falling Down, Dec 22, 2008 IP
  12. phpkid00

    phpkid00 Peon

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    #12
    Prosper, lendingclub, moneytree, zopa, independent loan organizations who started out lending small amounts of money and worked up to a few thousands clients...
     
    phpkid00, Dec 22, 2008 IP
  13. Falling Down

    Falling Down Banned

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    #13
    But this doesn't answer my above question.
     
    Falling Down, Dec 22, 2008 IP
  14. MelogKnaj

    MelogKnaj Active Member

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    #14
    which is...
     
    MelogKnaj, Dec 22, 2008 IP
  15. AngelInvestorGroup.com

    AngelInvestorGroup.com Peon

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    #15
    try search in Google..
     
    AngelInvestorGroup.com, Dec 23, 2008 IP
  16. Falling Down

    Falling Down Banned

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    #16
    Yeah, but all that brings up is those scam sites.
     
    Falling Down, Dec 23, 2008 IP
  17. internetmoneymakingguides

    internetmoneymakingguides Peon

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    #17
    Try a business loan from a big bank, you'll get one if you have good credit.
     
  18. MelogKnaj

    MelogKnaj Active Member

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    #18
    Get a loan on prosper.com. They are very reputable and you should have no trouble as long as you make your situation clear.
     
    MelogKnaj, Dec 23, 2008 IP
  19. Falling Down

    Falling Down Banned

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    #19
    They aren't accepting it? :(
     
    Falling Down, Dec 23, 2008 IP