Cancel Your Credit Card Be sure and cancel your credit cards before you die. This is so priceless, and so, so easy to see happening, customer service being what it is today!!! Now some people are really stupid!!!! A lady died this past January and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00, now somewhere around $60.00. A family member placed a call to Citibank. Here is the exchange: Family Member: I am calling to tell you she died in January. Citibank: The account was never closed and the late fees and charges still apply. Family Member: Maybe, you should turn it over to collections. Citibank: Since it is two months past due, it already has been. Family Member: So, what will they do when they find out she is dead? Citibank: Either report her account to frauds division or report her to the credit bureau, maybe both! Family Member: Do you think God will be mad at her? (I really liked this part!!!!) Citibank: Excuse me? Family Member: Did you just get what I was telling you - the part about her being dead? Citibank: Sir, you’ll have to speak to my supervisor. (Duh!) Supervisor gets on the phone: Family Member: I’m calling to tell you, she died in January. Citibank: The account was never closed and late fees and charges still apply. (This must be a phrase taught by the bank!) Family Member: You mean you want to collect from her estate? Citibank: (stammer) Are you her lawyer? Family Member: No, I’m her great nephew. (lawyer info given) Citibank: Could you fax us a certificate of death? Family Member: Sure. (fax number is given) After they get the fax: Citibank: Our system just isn’t setup for death. I don’t know what more I can do to help. Family Member: Well, if you figure it out, great! If not, you could just keep billing her. I don’t think she will care. Citibank: Well, the late fees and charges do still apply. (What is wrong with these people?!?) Family Member: Would you like her new billing address? Citibank: That might help. Family Member: Odessa Memorial Cemetery, Highway 129, Plot Number 69. Citibank: Sir, that’s a cemetery! Family Member: What do you do with dead people on your planet??? (Priceless!!)
Ya LOL, Here is the exchange : (While getting the 'box' where they keep the body into the grave) Dead Person : Excuse me, The Guy Who is getting it into the grave : Yes Ma'am ? Dead Person : Would you please tell the Citibank staff to cancel my CC The Guy Who is Geting it into the grave : Sure Ma'am Dead Person : Thanks Alot The Guy Who Is Getting it into the grave : You are welcome Ma'am, Now Would you please get back to your Death !! Hfff.
who's expecting a phone call from angel of death shortly before the time is up? i myself dont have to worry and none of my card has any annual fees
I think this type of things really happen. City bank is filled with thugs and they can hire goons to collect the debt.
Oh, that was funny Banks are like that though, they want their MONEY and won't let you (even dead people) try to get away without paying.
It is funny. For the yearly services charge is high, I am planning to cancel one of my credit card. They(both credit card and the staff) help me little even none in my life but charge me much. For me, Why bother to hold it on ??
This is funny those people at Citibank are morons, I will not cancel my credit cards before I die because I want them to charge me after I am dead
heh- I read this somewhere about 2 years ago- It became quite popular lately..I can't say that this is true but it sure sounds funny