Oh, Poor Tim Right now I have $145 Richer than you. But I'm spending them quickly, Can't Stop, Can't Stop BTW, Why did they ban KP !?
we don't carry a balance....EVER. nevertheless, I should have had the $ before I bought lest incur the wrath from my wife!
It's simple, good credit = you get great offers. All of my credit cards 'and we have lots of them' give us something back for using them. One gives me 1-3% cash back instantly on every purchase I make. Another gives me up to 5% cash back in the form of a check when I request it. Another 'my American Express platinum Hilton card' gives me free vacations every year. I have others as well that pay me to use them. The key is NOT CARRYNG A BALANCE! Not to forget my money stays in the bank for an extra 2 weeks or more making interest, had I paid in cash it would not have. I also get protection on my purchases and an easy to follow printable transaction history every month. Win/Win
Turned into Credit/Debt Card and Savings Thread Anyone wanna write an ebook about it and make some bucks !?
Exactly. I've never not paid the entire balance. I just wish car dealerships would let me buy a car on my credit card. Most of them only allow a few thousand.