What I like about alertpay is they have their own debit card, you can withdraw the money anywhere on ATMs even outside US..
PayPal vs AlertPay? Oh give me a break, what makes it different from others? People use PayPal because it works. In 99% cases there's a good reason why they blocked this or limited that. Too often I see people stealing, scamming and then with innocent faces calling out paypal for taking actions against them. I sell as well as I integrate paypal on my sites as well as those of my clients, I never had any problems and I don't see why I ever would. Their system is one of the best out there, and most importantly it works. The thing I can't say about AlertPay... I've recently had to implement AlertPay processing on a site, it was the first time I encountered it, and by all means I will avoid doing that in the future and will discourage others from it. Not only all merchant part of the system was unavailable for a few days when I had to do the job (clients take no excuses), but their IPN system is way too unreliable for a payment processor. For god's sake, you cannot append garbage to data or not send any data at all out of the blue (and yes, I monitored precisely and for a considerably long period of time to locate the issue and to make sure it is not on my end). When it comes to money handling, a reliability of less than 100% is unacceptable. There are many better payment processors than AlertPay for all I know, so this "PayPal vs AlertPay" statement seems ridiculous to me, same as to say "Microsoft vs Joe's Hardware Store", plain ridiculous. It wouldn't be that bad if it actually worked. [edit]To add as a disclaimer, I never used it as a buyer, only as a seller. I would expect it works well for spending/receiving, but god help if you want to automate it.[/edit]
Just used Alertpay for the first and probably the last time. To say their fees are extortionate are an understatement. Check out the transaction and fees below. Transaction Details ----------------------------------- Date: July, 06 2008 4:33:11 PM Reference Number: #####-#####-##### Withdrawal Method: By Bank Transfer Balance Name: Pound Sterling Amount Requested: £6.35 GBP Fees: £2.25 GBP Amount Sent: £4.10 GBP Transaction Details: Alertpay I have emailed them twice two days apart asking for a reason but they haven't replied yet. One thing is for sure though and that is that I will be only using Paypal in future as there is no point in a payment processor that takes over a third of the transaction in fees. Their site says that the fee is $0.50 but this is nearer $4.50. In addition to this they charged me $0.58 for receiving the grand sum of $13.50 into my account. This adds up to charges of $5.00 for a transaction of $13.50. If they do reply I will post it here but as it stands I will not touch them again.
Alertpay debit card?? How, where?? Someone said that there is a alertpay debit card but i cant find an aplication for one oa their website i live in croatia, maybe thats is the problem....
Most of people of the world use paypal. I also use paypal for my online transactions also. I like it because of its safe and secure side.
Initially there was $13.50 transferred into my account for which Alertpay took $0.58. This was then converted into £'s and became £6.35. Using Alertpay to transfer into my personal bank account, listed as costing $0.50 on their site, cost a further £2.25 (about $4.50) leaving just £4.10 to be transferred into my bank. This means that I was charged about $5.00 for using Alertpay out of an initial transfer of $13.50. After two emails and five days they have still not replied so I have to consider this transaction to be typical of the excessive fees that they charge despite what they put on their website. I would strongly suggest that they be avoided. Paypal is far from perfect but when it takes a payment for you and transfers it to your bank, they don't take a 37% cut of it !
PayPal for features, AlertPay for support. I prefer PayPal when possible, since I have not had any MAJOR problems.
Still there are few more country where paypal is not available. You may googled country name list then check paypal website for allowed country.
Big chance that alertpay will surpass paypal. Alertpay is working harder than paypal to have more countries allow to use their services. I wouldn't pick one over the other. Some people only use paypal and others only use alertpay so I won't miss a payment from clients by using both.