My paypal account has got limited. I have used VCC. What to do now?

Did you contacted the support? Their support is very very slow but can solve the problems.

 

if u want credit card statement for vcc contact me i can help u i use vcc only for last 2 years work smooth

 

Clearly you do not understand the problems that people have when they have been suspended from eBay/paypal. I would consider a lot of paypal's practices much more fraudulent than photoshopping a utility bill.

Just check out aspkin.com/forums for a little more detail into the crisis people have with ebay/pp. May be a good read for you as well OP, well worth the subscription.

And as for "not breaching the contractual agreement with paypal".... LOL! That's one of the funniest things I've heard. That company deserves every one of their agreements to be broken, and the reality is, they are being broken all the time. If the company had an ounce of customer service, or showed the slightest bit of respect for it's customers, I'd probably think differently.

The bottom line is, if you want a safe payment method, you're a fool to use paypal. They have already realised people are thinking this, so thought they would take action by making paypal compulsory on all eBay listings in the UK and AUZ. If you are trading off of eBay, paypal is a dead end. Get a merchant account and know your money is safe.

 

I highly doubt your account is going to be unlocked. Same thing happened to me, I gave them EVERYTHING THEY NEEDED! and they still didnt unlock my account. From the start they have already decided whether or not they will unlock your account. Sometimes there is already a No Appeal comment attached.

But goodluck. Just get a bank statement and photocopy it.

-- Hamish

 

I am certainly really disgusted that your kind actually exist in this world. Paypal as a platform is sound, it is just that the members who uses them decided they can foil the system by using fake documents, fake identity with the intention to cheat others which makes it a mess. I see that a number of members here who think like you and that is pretty much why Paypal is what it is now.

If everyone follow the rules then we would not have the mess that we have today. What would you gain by breaching and breaking every rules, would that make it a better to deal in or makes it worst ? It is really a no-brainer there.

I see that you are encourage others to break the rules and have no conscience at all in your dealing. Do you think that would create trust with people you deal with ?

What paypal is doing is protecting its members, it however cannot determine who is real and who is like you (promoting the use of fake documents and to cheat the system). If you are for real and have honest intentions then you have nothing to hide. I've been a member for over 3 years now and apart from the one time the account got limited because of the EU Regulation, I have had no trouble from Paypal itself. That limitation got lifted within hours of submitting the proper documents they required.

 

if u want help for opening the account pm me

 

well only way left is withdraw you money to the bank account

after 6 months

as you can not get a cc statemnt

 

Eddy, I'm glad that you find paypal to be such a wonderful payment processor, and good luck in the future with using it. Personally, I would never again touch it with a barge pole if the opportunity came. It's funny how there are so many horror stories online regarding paypal isn't it... I've been successfully trading online since I was 13, and have not once cheated anyone, as you are making out. Nor have I created any verification documents, as I have not had the need to. Unfortunately, because paypal is so widely accepted, I have to accept it.

We are each entitled to our own opinion, but I was just giving the OP some advice based on what I've read on eBooks, blogs and suspension forums, when this kind of situation arises. And I said NOTHING about photoshopping photo ID, anyone doing that would just have to be plain stupid.

IMO, if he's not scamming anyone, is selling legitimate products, and has happy customers, there is little wrong with it.

I'm by no means "enouraging" people to break the rules, what I said was totally tongue in cheek. If people want to break the rules that paypal lay down, it's up to them. But at the end of the day, we have two conflicting opinions here. You seem to love paypal, I absolutely hate it. So I guess we are not going to agree.

Best of luck with your verification OP, as I've already said, if you still have trobule, well worth taking a trip over to Aspkin's suspension forum!

 

I am not saying that I would actively use Paypal. In fact, I had only used paypal once this year.

What I am saying that that the reason why Paypal sucks is not the system in itself but rather the people who abused the system which causes the situation we see today.

I am disgusted to see people advocating breaking terms, using fake information and all that when dealing with paypal. It is pretty much these people who makes Paypal what it is today.

Paypal wasn't what it is in the past when members play fair.

Photoshopping Credit Card Statement and Utility bills would be as bad as photo ID because the whole purpose would be the intention to defraud.

If the OP do what is required and signed up using a bank issued credit card, he would not have been put in the situation he is in right now.

Even if what you suggested earlier were just tongue-in-cheek, you should not have mentioned it because it is so easy to assume that you condone to illegal activities.

 

You are 200% correct. maybe I ought to try that......

 

Guru,
were u able to get it Over ?
What happened ?

 

pm me i can fgive u credit card statement

 

Hmmm ... Paypee is the biggest scam on internet, yet people love to use it...
This is what you need to do ..
Check these sites ...

aboutpaypal.org
paypalwarning.com
paypalsucks.com

There have been a zillion people who have had enough of paypal and a lot more to come. At the same time, there will be another zillion to say "Nothing bad ever happened with them". Its just a matter of time, they will realize, how PP hides behind their Terms of Service and rips people by holding millions of dollars for 180 days and earning all the interest in mean time.
There are a lot of people who approached correctly and got their money back, including me. You have to make several complaints. You just need to research on internet some successful battles against PP. I don't really have time to write a HELL long story and not even interested in spelling PP correctly. I dont even like the name, for me its Paypiss.
Good luck battling for your money which is no longer your for next 6 months.

Andy.

 

Agreed.

Somewhat agree.

Ok, if I supply correct statements, bank account info, correct Passport information, correct SSN info, correct utility bills, etc. will PP release my funds? a BIG NO!

Correct, your approach to get your funds out of PP's pocket HAVE TO BE very well thought and provide proper documents and fulfill their requirements and THEN contact authorities like BBB, ftc etc.

-Andy.

 

Why do you say that if you supply correct statement, paypal would not release your funds ? My account got limited and I gave them what they asked for and within hours my account got unlimited and I got my money. I am not the only one with that experience.

Paypal itself is not there to cheat, it is just that too many people are abusing the system that they need to be really careful. They got laws they need to follow. There were not involved personally in your deals and contracts so they would not know who is telling the truth and who is not. Like the courts, they just give verdict on who has a more convincing story to tell.

The OP got limited because he uses a VCC which is someone's elses identity. Plain and Simple that is really just a breach of contract. Try using someone's identity to apply for a bank account or a job and I am sure if you are found out, you will end up with worst situation. It is not like the OP is not without fault here so you really got to be easy on Paypal.

 

Agreed, so they should close his account. Why hold funds for another 180 days? Even though, a user provides ALL the documents they ask for, they will still hold the account for 6 months. PP wants to cash on user's mistakes. Fine. The reason for holding funds is "If there is any chargeback, they will pay that chargeback using the funds in his account". Do they check user's history if there were any chargebacks? NO. Fine, he abused system. Whats next? Holding funds for 180 days and THEN release funds. What will happen after 180 days? He will become clean?
Now this is a worst case scenario, we understand the guy lied to PP. GO check the sites ...
paypalsucks.com
paypalwarning.com
aboutpaypal.org
Just read through the complaints and NOT all of them scammed. Some of them got stuffed up by a SINGLE complaint from their buyers. Man, when you are running such a BIG company and you have billions of users, you just cant simply Define two categories .. GOOD and BAD and without taking every case individually, you put accounts in BAD category no matter what is the degree of problem. I have seen a hell out there when you talk about PP.
I didnt want to say this, but ... Let me go ahead and buy something from you and then I will put a chargeback even though I get the product from you. I will complain over and again to PP and the next thing you will see a HOLD on your account. There are a thousand ways to abuse this system without being a part of their system and really, a lot of people are losing their accounts and they wonder what the heck did they do wrong...
Anyway ... much debated, I have debated this in past too. Nothing to gain.
Andy.

 

The 180 days hold is not about paypal keeping your funds but since banks offers credit card members up to 180 days to request for a chargeback, the hold is to enable them to pay bank whichever customer which request for a chargeback. You would not expect Paypal to return you your money and then absorb all your liabilities for you. Remember paypal only makes a few percent and if they allow all to withdraw they would have closed down long time ago.

After 180 days, the banks no longer can issue a chargeback and thus if no one raise a dispute, the account holder can have the funds. It is not like Paypal steals your money and put it in their pocket. Of course, if you do not lift your limits, your account would still remain limited even after the 180 days until you provide the credit card statement.

Yes, there are a lot of abuses on the system and there are good people who get scammed by bad ones who uses Paypal. Fraud is just part of doing business online however you can do what you can to reduce the risk. It is the seller's onus to do their due diligence on the customers before enabling the order.

Paypal is pretty much made for eBay auctions and not so much for virtual products. If say, you bought something from me, I could ship the item insured and via a courier service like DHL or Fedex which has online tracking system, it would be harder for you to request a chargeback especially if the mailing address matches yours and it has your signature. That pretty much is the only way to go. For due diligence, I would only deal with verified accounts and that the paypal address matches exactly your shipping address. Also I would ensure that your IP address matches your Countries' ISP IP address.

That would reduce the level of fraud although some may still go through.

 

To resolve your paypal issue, you just need to be patient and not panic. Sometimes, if you send them an explanation as to why you cannot provide the requested document(s) they might lift the restriction. If they ask you for a credit card statement it's because you added a credit card to your account. In that case, just request a statement from your card company.

 

The OP used a Virtual Credit Card which was generated from someone else's account and thus does not come with a statement. The bank account which was used to generate the VCC is not even his.

 

OMG eddy, you have no idea who you are defending here. PP is the biggest scam on internet. You will realize this sooner or later. We have got the burn and we know what PP is.

Andy.