Hi, I have someone I want to do ocaasional business with, and I have PP, but he only accpets MB, I'm considering joining MB only for this purpose, do you think i should? are there any specal differences?
Well, it is really not the same although in the end, they serve the one purpose of funds payment. Moneybookers is more virtual money because for the most parts for a customer to pay through Moneybookers, they have to fund their account first and there is cost directly or indirectly for them. Customers also needs to pay a fee to pay the seller. For the most parts, the sellers pays nothing unless they opt to accept credit cards payments which would hike the fees quite considerably. It makes it harder for the customers to pay and for non-members, it may turn them away. Paypal on the other hand, allows anyone who can use it to pay through a credit card, bank account or existing balance. They do not need to load their account for that and just use Paypal as a pass-through service. Customers typically do not pay any fees while the sellers pays the fees. In short, Paypal is easier to use for the customers.
People loves moneybookers is because you can't reverse back charges. You can always create an acc. It's free too
Go for Moneybookers its recommended and safe to use. Paypal is expensive and Moneybookers is not expensive in terms of fees.
Actually, MoneyBookers is much better than PayPal. Buyers do need to upload funds to their MB account first, this can be done either totally free via a bank transfer or for a fee using credit cards, this methods are like PayPals but the way MB works it's much safer for merchants and protects your business from fraudulent payments resultign in chargebacks, please note that MB cannot 100% protect you from credit card payment chargebacks but they do help you regain your money. PayPal only supports bank accounts in very few countries such as the USA and Germany unlike MB, plus MB bank transfers are free regardless of the amount you are uploading. You can also pay merchants directly via a bank transfer. With MB the customers have to pay the fees by default but I think you can change this.
MB is good payment processor but only problem is its not widely accepted by people around the world as paypal otherwise its rock. DON.
how much would the fee be for me, as a buyer? and what do you mean that I have to upload the money first? I need to pay to moneybookers, and only then can use the balance to transfer it to the seller? in two phases?
Why don't you check the website for more details? Fees are clearly mentioned there and about the transers: you can upload funds to your account but you're also able to make direct payments to merchants by using their "buy with MB" button(s), if you're just sending money to an individual you'll have to upload funds first.
I really do not like the two step process of having to fund my account and then using the balance to pay. Sometimes all I need is just to make one payment and the process just kills the moment.
Personally I am a great fan of Moneybookers. Never had a single problem and I strongly recommend them!
If I understand you correctly, you are asking if you can share the Moneybookers account ? If you opt for the personal account, you should be the exclusive user of the account but if you opted for the Business account, anyone you assigned from your company can use the account.