hello i have some questions here & i wanna u help plz 1-Hello! I need a credit card but do not know what credit card is the best for me. How to select the best one? I have found credit cards site with convenient charts but there are so many various credit cards that I am all adrift. My credit is not bad. Could you help me with advice? 2- I had no credit history and I was given two cards of $800 last summer. I maxed them out and never made one payment. What can i do to repair my credit and possibly get another card? I want to qualify for a mortgage within 18 months. Please tell ??
Maybe you should take that as a warning that you're not mature enough to handle a credit card? I doubt you'll get one given that credit history and the current economic climate.
That's okay, I've probably just saved you $100's in late payment fees Credit cards are terrible to borrow money on, they should be a last resort.