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XOOM ripped me

Discussion in 'Payment Processing' started by wizardgp, Oct 3, 2007.

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  1. #1
    BUT NO MONEY IN BANK
     
    wizardgp, Oct 3, 2007 IP
  2. rentdn

    rentdn Well-Known Member

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    #2
    What amount , I hope it was small , though never heard anything bad about Xoom . This is first time
     
    rentdn, Oct 3, 2007 IP
  3. wizardgp

    wizardgp Banned

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    #3
    it was just $219 this time.. was trying it for first time with less amount
     
    wizardgp, Oct 3, 2007 IP
  4. gult

    gult Peon

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    #4
    Dude, you might have mistaken. They might have provided you the TPO reference number. Provide that number to bank where you have the account. Sometimes the bank requires additional confirmation. Please read the XOOM mail carefully. They are legit. I got my payment yesterday night and the deposit is made on 28th afternoon. Your deposit is on 29th. So I think you will get the money into your account by today night or by tomorrow morning. Do take time to read the e-mail sent by XOOM.

    You might have received a mail like this

    Dear XXX,

    Your payment has been processed and we have transferred your transaction to our partner for deposit.

    Many bank transfers in India are processed electronically. In other cases, however, they are processed via a bank-to-bank check called a TPO that is dispatched (delivered) via courier.

    A TPO is normally delivered to the recipient's bank branch within 3 to 5 working days. It is at this time that you receive this email stating that the transaction has been completed. However, the recipient's bank may have further rules and restrictions which may add several days until the funds reflect on the account.

    If your transaction was processed using a TPO, the number appears below.
    Please provide it to your recipient so that they may track the status of the deposit directly with their bank.

    TPO Reference number: xxxxxxx

    Let us know what you think! Take a moment to
    fill out our customer satisfaction survey at:
    http://www.xoom.com/satisfactionsurvey?co=IN&xfer=X-xxxxx-xxxxx-xxxxx&com=n

    The words in bold vary according to the transaction. Don't worry. Your money will be safe
     
    gult, Oct 3, 2007 IP
  5. wizardgp

    wizardgp Banned

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    #5
    hope so you are right
     
    wizardgp, Oct 3, 2007 IP
  6. goforhunt

    goforhunt Banned

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    #6
    Yes, he is right, i am dealing with xoom for over 10months. have done more than 19 transactions, all valid.
    They don't cheat.
     
    goforhunt, Oct 3, 2007 IP
  7. kashem

    kashem Banned

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    #7
    Same here , many of my clients paying me trough XOOM .No problem so far. Most of the month I get several 1k sendings. All I need to go to Bank , show my Id and tell them pick up code

    I guess some mistake somewhere with you.
     
    kashem, Oct 3, 2007 IP
  8. FreelanceFirm

    FreelanceFirm Banned

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    #8
    Yes XOOM never cheats.I have also done many transactions with XOOM,yes 2-3 transactions were late but it was deposited in bank account.
    1 more thing bank takes a 1-2 days time to credit the amt in your account,generally it done very fast but sometimes it take time.
    SO don't worry,your money is fully safe:)
     
    FreelanceFirm, Oct 3, 2007 IP
  9. wizardgp

    wizardgp Banned

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    #9
    hope you all say right still i am worried
     
    wizardgp, Oct 3, 2007 IP
  10. FreelanceFirm

    FreelanceFirm Banned

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    #10
    Don't be worried,first call you bank and ask about the transaction and after that you call XOOM customer care
     
    FreelanceFirm, Oct 3, 2007 IP
  11. Raptor911

    Raptor911 Peon

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    #11
    Xoom are a reliable source for funds transfer. i have never heard anything like such about them. I think you should wait for 48 hours more and stay in touch with your bank.
     
    Raptor911, Oct 3, 2007 IP
  12. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #12
    Don't worry at all. You'll get your money for sure. No need to panic. It must be some delay from your bank. Check it with them.
     
    deluxdon, Oct 3, 2007 IP
  13. getjimmy

    getjimmy Prominent Member

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    #13
    Looks like u have been ripped,4 days is too long,it should have been in ur accoun t in max 3 days.Is this ur first transaction?

    I myself used XOOM many times and never got any problem.Good luck.
     
    getjimmy, Oct 3, 2007 IP
  14. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #14
    He initiated his transaction as on 29th (saturday) after 2 pm and saturday,sunday are holidays thats why they processed it on monday and sent request to his bank on monday or tuesday IMO. Sure funds already credited in his bank account by now.
     
    deluxdon, Oct 3, 2007 IP
  15. gopalgkb

    gopalgkb Guest

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    #15
    And all let us not forget.....October 2 was also a Bank holiday...

    I did the transcation for the first time for just 25$. I got a message just like you. Everthing almost same including the time of transcation matches yours.

    I casually checked with my Bank and the manager known to me said the money has arrived, however it will take couple of days more to be in your account.

    If there are no electronic banking system in your bank just like mines.. expect atleast 7 - 10 days.. But better to check with your Bank with the TPO number

    So just dont worry.. your money is safe.... Cheer UP...

    gopal
     
    gopalgkb, Oct 4, 2007 IP
  16. goforhunt

    goforhunt Banned

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    #16
    PLease keep us updated, I am sure you'll have your funds with you in this week.

    Give a call xoom customer care, they are very helpful.

    Thanks
     
    goforhunt, Oct 4, 2007 IP
  17. gult

    gult Peon

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    #17
    What's the status now? You should have got the money by now. If not, contact your bank and provide the TPO number to them.
     
    gult, Oct 4, 2007 IP
  18. bobchrist

    bobchrist Active Member

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    #18
    Assuming you've transferred to Indian bank, there were three holiday in between including Sunday, hope you will get the fund by next 2-3 days.
     
    bobchrist, Oct 4, 2007 IP
  19. kamal17177

    kamal17177 Banned

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    #19
    yes, update us and contact ur bank..gud luck
     
    kamal17177, Oct 4, 2007 IP
  20. wizardgp

    wizardgp Banned

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    #20
    i have funds now thanx all
     
    wizardgp, Oct 5, 2007 IP
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