I'm already building an online shop with paypal website payment standard. The owner wants to revised it and asking is there any payment processor better than Paypal to accept CC? I'm also concern with the web development. I don't think other payment gateway support with the installment as much as Paypal. Well, it's obvious that almost everyone in the internet knows Paypal and using it. Does anybody has the right experience and can give me some pointers?
AS far as a direct cost comparison, paypal is going to be the cheapest in most cases. Paypal has plenty of downside other than cost to make it a secondary payment method for most etailers. Personally (this is assuming that your customer is based in the US) I would go with a traditional merchant account and use authorize.net for the payment gateway, and use the AIM method to integrate it into the website. This will be a completely seamless website - checkout process, and authorize.net is the most supported payment gateway so there is no lack of documentation and code examples to get you going.
As other DP members told me in another thread, paypal gives more preference to the buyers rather than sellers. If you have a good html/webscripting knowledge, you can try moneybookers, you can accept CC payments
Can you tell me what's the down side about paypal anyway? My customer is Indonesian, but he has a US bank account and recently paypal is fully available in Indonesia, so I guess there won't be any legal issues. Do you know anything that will work better on CC than Paypal?
I have been using 2checkout for the past 3 years although their commissions are higher, but they have been a success for me.
Paypal has some really bad customer service issues, and they tend to be quick to hold an account if sales go up drastically, or at the slightest sign of trouble. Having your visitors leave your own website and go to paypal is also not a desirable path from a conversion standpoint. In his case, there probably isn't a better solution so I'd probably stick with them. As long as he does everything he can to not get disputes he should be fine.
More than the issue of the price, conversion is the key issue indeed Paypal tends to be very very quick to hold an account indeed and I'm not sure conversion is good (and conversion depends too if customers are webmasters or surfers)
hm... by you mean hold an account is they banned the account? Can you tell me what so bad about their customer service? Is that true lastbutnotleast? How do they can tell if a customer is a webmaster or not anyway? This is a wild guess, but are you the youngest son/daughter in your family?
You can have a look on few payment processors listed here; http://www.electronic-payments.co.uk/product_data.jsp
2checkout is a great alternative to paypal. I used them until last month when my country was allowed to use Paypal. Now I cant live without PP.
I already check 2checkout before we decide on PP as well. My client said that they were expensive and don't know where to start building with them anyway