Do you think it looks amature-ish to accept Paypal? With the new Paypal credit card processor where they remain hidden, is it a good idea to advertise Paypal as a payment method? From what I can tell, most people use Paypal to be able to pay with a credit card. If they have a lot of money in their account, they probably have the Paypal debit card, which would work just like a credit card. Should I display the Paypal logo and add it as an option? As a side note, what about other sites like StormPay, eGold, ect?
yes personally i only use paypal i don't like using my bank account flat by it self. so i think Deffinitly Use Paypal!
I dont think it is amature-ish to accept paypal, its just logic. Most people have an ebay account and therefore have a paypal account. For a more proffessional service give as many payment options as you can. Plus, paypal is not available to everyone, eg Hungary so you need to cater for these if your likely to get purchases from them.
Depends what kind of site you have. If you can afford it, use WorldPay aswell as Paypal. I would avoid the Paypal alternatives, as much as I hate Paypal, they pretty much have the monopoly so we're stuck with them until something better comes out.
I think that Paypal is a great asset to your site, it allows people to pay with many different ways securely. Most of the webmasters that I have dealt with prefer Paypal since they have the money in their account. Also if you are a new company people may have reservations about giving away their CC numbers
paypal is one of the most widely used and available online payment processor. its good and have good features. its easy and free to open new account but has a little bit high fees.
During the early years of Paypal there was a stigma attached to it. Companies that couldn't or wouldn't afford a merchant account used Paypal. With eBay adopting it, that stigma doesn't seem to be there as much. I personally prefer to use Paypal over a companies merchant account because I don't like giving my credit card info to companies I don't know. No reason to exclude the huge number of potential clients by not offering Paypal.
I think it is amature-ish NOT to accept PayPal, when nearly 90 million people are equiped with it. I have been in the e-media business for over 5 years and I have paid for numerous merchant systems, yet most of my customers still request PayPal for simplicity. If you do not turn many sales and commission % is not *that* important, PayPal business accounts are a perfect solution because it is virtually headache free and reliable. Best, Artashes
I think it has a lot to do with the industry that you cater to. There are still a lot of people who will not use paypal. In selling a lot on ebay, I would say that about 20% of people don't want to use paypal. From my experience, there are far fewer people who will not use a credit card than people who will not use paypal. I think that paypal is great for new businesses or an additional method of payment for your customers, but for an established business, it shouldn't be the sole accepted method.
I don't think it look amature-ish to use PayPal either. PayPal makes it easy for consumers with or without credit cards to purchase your items. I've accepted PayPal for 3 years with no complaints. Good Luck to ya!!!
This summer someone made a purchase for $1500 on one of my sites, and filed a chargeback two months later, and paypal gave them their money back no questions asked. AND THATS ALL I HAVE TO SAY except for arghh!! i hate paypal!
creditcards are chargebackable (lol made that up) Checks aren't though. For big purchases take checks so chargebacks wont happen It sucks how pople can rip you off and take your stuff. it is stealing
Unfortunately, accepting credit cards doesn't alleviate situations like this much either. Merchants have virtually no protection against consumer fraud, as all regulations from Credit Card issuers are geared toward consumers. I have seen Amex make a chargeback without their customer asking for it. The merchant later cleared the charge up with the customer who just didn't recognize the name. Amex still didn't refund the money to the merchant, even after the consumer told them that they recognized it. Luckily the customer was honest and mailed a check for the merchandise, but it rarely happens this way. There are about a hundred chargeback reasons that a customer can use, and if they know the system well enough, they can basically get anything for free. No matter how meticulous a merchant is about keeping their books, correct transaction procedures, etc, there are situations where a chargeback is possible. Only one time have I ever heard of a consumer being charged with fraud for making illegitimate chargebacks. They made hundreds of thousands of dollars in chargebacks over a 3 year period before they were caught.