I love click bank.. it's soo not a scam as far as i can tell. however some of the products on there site DO seem a little bit doggy
I have experience with CB both as an affiliate, and as a vendor. Here's my list of pros and cons: Pros: Very easy to use (both for Affs and for Vendors). No hassle. Customer, affiliate and vendor support is fine nowadays (used to be horrible, until lately) Easy to find affs if you're a vendor, and to find vendors if you're an affiliate. Cons: CB per-sale fees are high. $100 price cap on commissions (I've heard this can be changed - but haven't tried this yet) Very crowded... Many competing Affs and Vendors. Most important: once in a while there are sales slowdowns in CB. True - this happens in most platforms once in a while, but in CB it can be particularly disturbing. Biggest slowdown in recent history happened when they tested their new payment pages. In many cases I tried making test sales - and they just couldn't pass with any of the credit cards I used... Uuugh! Lately it seems OK, though, and much more reliable than PDC for example. Analytics available not as good as could be. Surely, no scam here (Although some products sure are...)
Refunds are only around 3% of all my sales. So, I never bother them. Try to promote good products and make more sales.
I've had 2 charge backs / refunds as and affiliate. @BradMC. They have added more analytics but they could always add more. I don't really use them much.