Should Businesses Keep Their Money In Cryptocurrency?

When it comes to cryptocurrency, most still envision a financial bubble and consider crypto a hype for nothing. The skepticism can be explained: the technology is new, unfamiliar, and seems far removed from real business. But while some are afraid, others are earning here and now, in the real economy. Statistics show that cryptocurrency has long gone beyond speculation and has become part of the modern financial infrastructure.

As of 2025, more than 560 million people around the world are actively using crypto (according to Triple-A). This figure is growing every year, and not only due to traders and investors, but also ordinary users who pay for services, make cross-border transfers, and even receive salaries in crypto. This means one thing: if you run an online business and still don't accept cryptocurrency, you are losing part of your potential audience. Perhaps the most technologically advanced and paying.

So what is preventing businesses from using crypto more actively? Let us go to the bottom of each illusion.

Myth 1: cryptocurrency is unstable.

Bitcoin and Ethereum are volatile, but this is critical only in the case of investment transactions. For everyday settlements, there is an alternative like stablecoins (for example, USDT and USDC). These are digital assets, the rate of which is linked to fiat currencies (usually to the U.S. dollar) at a ratio of 1:1. Stablecoins allow you to maintain stable purchasing power and avoid the risk of sharp rate hikes. At the same time, they remain a cryptocurrency with the same speed, accessibility, and transparency.

Myth 2: cryptocurrency is insecure.

This claim is out of date. Today, most crypto platforms follow international AML (Anti-Money Laundering) compliance with the KYC (Know-Your-Customer) procedure, which requires verification of the user's identity. Furthermore, smart contracts and multi-signatures of digital assets’ make transactions with crypto more secure than traditional bank transfers. The main thing is to pick reputable platforms and practice basic digital hygiene.

Myth 3: crypto is not applicable in real life.

On the contrary, it is in the digital economy that cryptocurrency feels like a fish in water. IT services, design, marketing, and e-commerce—all of this has long since gone beyond local markets. And crypto is a cross-border payment without middlemen, bank fees, and bureaucracy. Moreover, it is possible to convert crypto into fiat today in a couple of clicks using P2P, exchanges, and payment gateways.

The market is changing, and digital money is becoming the new standard. Crypto is no longer something complicated and supernatural; it's the new business reality. If you own a business and don't accept cryptocurrency as a payment method, ask yourself why. What exactly is stopping you, and is it a valid reason? While you're thinking, your competitors are busy increasing their audience and reaching clients all over the world.

 

Stablecoin would be the best option for business since the price doesn't fluctuate much. But if the owner of this business is up to make profit as well during bull market, he best save his BTC and ETH.

 

There is no equity behind it, no gold reserves to back it. No brick and mortar buildings, no stock inventory, no vehicle fleets, nothing. It' just an idea supported by greedy investors wanting to make a quick buck. No real regulation, no insurance, just digital bookkeeping. I am 100% convinced that this will all pop like a Bernie Madoff bubble and all will lose everything.

Go ahead invest, but count me out.

 

Its already regulated. Even robohinhood platform added these cryptocurrencies.
Bitcoin already has ETF and the government even have its own stablecoin.

 

You are ignorantly misinformed, Bitcoin is *NOT* protected nor regulated like cash or the U.S. dollar. Cryptocurrency wiped out $2 trillion dollars in 2022 and that is according to the World Economic Forum. You will end up losing everything you have which probably isn't very much.

 

Why do you think Trump signed the Genius Act?

 

You shouldn't keep all your money there, but you can keep some of it.

 

Its up to anyone. Banks today are insolvent and government are printing money, which means they are stealing money from the savers where its value depreciates while prices of everything rises due to inflation.
Now that BTC price goes down, taking this as opportunity to grab cheaper coins will be a chance.

 

One of the reasons is that it is hard to take anything seriously from a member who can't even prevent himself from getting banned.