I haver seen some people in this forum recommend to just copy T&C etc from a competitor site. the competitor I found has this in their T&Cs COPYRIGHT WARNING: The legal notices and administrative pages on this website, including this one, have been diligently drafted by an attorney. We at xyz.com have paid to license the use of these legal notices and administrative pages on xyz.com for your protection and ours. This material may not be used in any way for any reason and unauthorized use is policed via Copyscape to detect violators. do you think they will actually look to find people who copy pasted their T&Cs?
If they have mentioned / included such a line I feel they will surely be on a lookout! You can use Terms and Conditions generator!
It's a game of financial chicken. If they do and they send you a legal warning you'll either have to comply or reply via your own lawyer. Let's say one of the owners is a lawyer, married to a lawyer, parent/child of a lawyer - the letter they send will cost them $0 Now, do you have a pet lawyer who will handle it if you shout a round at the pub or babysit their kids on date night? I'd recommend following @pratik's advice and using a generator.
do you know any good free ones? Im searching but its mostly paid that Search Engine pushes to the top. I don't wish bad on anyone, but when robo-lawyers replace lawyers, I don't think many people will miss them.
I found one free template online, but its like giving the customer too many rights, looks like it was designed by an EU politician. The one I found on the competitor site is like full of "buyer be ware, we take not responsibility & at your own risk" kind of language.