Hello, I need paypal integration in my websites. I have no idea about it Plz share with us meaningful information.. Thanks in advance...........
Paypal sucks. Why not use 2checkout? 2.9% rate and $.30/transaction. There are PHP API's which allow you to process credit cards from an SSL server quite easily. I wouldn't use PayPal. They are a middle man that serves as both a merchant and a mediator. You really want PayPals degenerate employees to hold the power of reversing your sales at the request of the buyer???
Almost all end-users trust more in paypal (or have an account there) than in alternatives. Fees are high for merchants, but better to have a sale than no sale.
That is not true in the slightest. For years and years ebay has pushed down our throat that PayPal is the preferred way to pay for auctions. Whenever someone comes across a web site that uses PayPal as a merchant you immediately lose credibility. You are no longer looked at as a "company" but rather an individual. While the customer may feel secure with the PayPal transaction that doesn't mean they will feel secure in you. Most visitors do not want to be taken away from your web site to submit payment.
I would also advise against using Paypal. In my experience after having issues with my account, the online customer service is completely non-existent. You can contact them for free from a landline number, if you have one, I don't. They never did help me sort out that problem..
https://shopping.paypal.com/stores The best option is to have as many options as you can (Paypal, 2checkout, manual cc entry using sites like authorize.net, etc..). The more options you give the user, the more buy through rate you will have.
I disagree. Horrible advice actually. You need 1 merchant that can process multiple payment methods. It's pointless and illogical to give the option of selecting different merchants when they all perform the same task. Your customer wants to pay by credit card so use a merchant that has credit card processing for all major brands. Do NOT confuse the hell out of your customers by having them choose from 2co, PayPal, Authorize etc. Completely ridiculous.
Ebay and paypal would go down the drain if they would joke around. Usually if a shop or whatever doesnt accept paypal, there surely must be some valid reason beside all the fees... With credit cards it`s better to pay at one secure "known" place, than to throw around your CC details to every other site or have dozens of different accounts with different providers.
Most companies use different Merchant Accounts and Gateways. Odds are if you bought from 10 different web sites you submitted your credit card information through 10 different gateways. Personally, I feel more confident that a web site went through the "hassle" (really there is none) to obtain a Merchant Account, SSL Certificate, Secure Server, Payment API, and Payment Gateway than to just run off to PayPal to open a free account. Like I said...if you use paypal solely as a merchant you absolutely run the risk of losing sales and you MUST comply with everything PayPal says. The second someone challenges a payment do NOT expect PayPal to investigate the way the credit card companies do.
That "hassle" can leave security vulnerabilities. People sometimes can`t even integrate Paypal properly. If you are losing sales, it`s something wrong with your product...so it`s kind of obvious that you don`t want to use PP.
Using Paypal solely might have some benefits for the smaller companies - having a merchant account, secure server, SSL certificate etc. costs money, and on top of that, you pay dividends to the payment gateway company - pretty much the same you do by integrating Paypal, hence, it's cheaper overall for the smaller businesses. However, having more than one option is usually a plus - at least the option to pay with a credit card. What you do NOT mention, however (aimed at @NetStar) is that it's perfectly possible to pay via Visa, Mastercard or most any other main brand via Paypal, without creating an account at all. (Non-registered payments) - hence, Paypal can take care of almost any need. I don't understand your continuous bashing of Paypal - they're one of the biggest participants in the online payment-community, they've been around for years, and there are very little bad reviews about Paypal, compared to the amount of users and transactions they process. I don't doubt you've had problems, but then again, I don't understand what Paypal have to do with anything regarding eBay - everything eBay you do through eBay, not via Paypal (including, but not limited to) reimbursements and/or refunds. So if a user demanded a refund via Paypal for something you sold him/her on eBay, there's been an error somewhere. It should not be possible. Errors, however, happen. Myself, I've only had positive experience with Paypal (and eBay) and both of their customer service. Refunds, warnings about potential fraudelent products, etc. Never had I had to do much to get myself out of trouble, apart from replying to a few emails, and keeping records straight.
I believe you missed my point. Ofcourse you should offer various methods to pay (checking, credit card etc.). However, it is NOT necessary to offer your consumers the choice of multiple gateways that do the same thing (ie. authorize, 2c0, ..., etc), like someone else suggested. As for PayPal... yes they can process credit cards without an account. However, my point is you lose credibility as a company by using PayPal. Most people consider PayPal amateurish since they can sign up for an account and have the same e-commerce backbone as you do, in minutes. When you use the PayPal service you are also submitting to their terms of service. You waive the right to plead your case to the Credit Card company if someone challenges a payment. PayPal becomes the mediator and the decision maker and often it's just a low paid customer service rep making that decision on behalf of the consumer.
When you sign up for an account, you do. I'm sorry, I don't know where you live, but in my country, a private participant (and yes, Paypal have a local chapter) cannot make agreements that takes away from a customer's rights. Hence, if I use Paypal to pay via Visa, Mastercard or something else, it's still the cards deals that counts, not anything Paypal might make me sign. However, I would like to see a source for this "Paypal is amateurish" - why, if so, is it in use by millions of websites all over the world? Or do you just count as "professional" people with multi-million dollar businesses, which can afford to have direct credit-payment, or for that matter, direct banktransfers hooked up to their sites? It's in use by Walmart, eBay, iTunes... not exactly minor players.
I don't think you even understand what I'm saying. When a payment is submitted through PayPal, if the consumer disputes a transaction with the credit card company they are referred back to PayPal for the settlement. PayPal assumes the position as a mediator and the credit card company has no involvement with the dispute. With a normal Merchant account if a consumer opens up a dispute they do so with either Visa, Amex, Mastercard etc. Then their dispute division contacts YOU for you to plead your case. Then a decision is made. Major credit card companies heavily depend on businesses to feed their revenue while PayPal heavily depends on the consumer. I have heard of MANY cases where a consumer disputes a transaction and a minimum wage PayPal employee seizes the account and the funds become unavailable to be withdrawn. In fact, this has happened MANY times. No different than Google terminating your Adsense account for reasons they believe violate their terms of service. Go a head... read PayPals terms. It's scary as a merchant. I personally would NOT want to order from a web site that solely uses PayPal for their ecommerce backbone. It doesn't appear professional and it doesn't give the "illusion" of authenticity for a commercial web site. It's almost like you needing to contact Amazon and on the contact page it instructs you to send an email to . Yahoo is a huge email provider used by millions... however it doesn't appear professional. It's my opinion which I'm sure is shared by many. I am sure many will view your web site as professional with your PayPal account... I however won't.
There are some weird cases, disputes or whatever, but in general it`s not in anyone`s interest to sieze or terminate accounts just like that for no reason.
The reason to terminate is a consumer complaint. Under a normal transaction dispute between a consumer and a CREDIT CARD COMPANY it is less than likely your Merchant Account would be terminated. In fact, Visa ISN'T the gateway or merchant. PayPal is a service and when there is a dispute THEY are the mediator and they create the rules. All it takes is ONE angry consumer accusing you of fraud (regardless of whether it's warranted or not) for your account to be terminated and your funds to be frozen with PayPal. You would be AMAZED by some of the allegations people make to get their money back. Fraud or not, you will be accused of it sometime or another when selling a service or product to the general public. I'll give you a real world example of why you should NOT use PayPal. I sold Wheels for a Porsche on Ebay. I had about $1,100 in my PayPal account. I then sold a car through a Car Club. I live in New Jersey. The buyer lived in PA. He wanted to pay for it via PayPal. He drove to NJ to check out the car. He liked it then from his blackberry he sent me the funds on the spot. The next morning my PayPal account was suspended. I contacted PayPal and they told me their system detected a fraudulent transaction and immediately reversed the payment and locked my account. The problem was I registered my account from a NJ IP and the Buyer registered his account from a PA IP. When he crossed over to NJ and sent payment from his Blackberry he was on a NJ IP (same state as the Seller). PayPal detected this as a possible fraudulent transaction. I was without my car and without my money. I couldn't even access the funds from the sale of my wheels. I contacted PayPal and probably spoke to every person in that office. They tried to call the Buyer to ask him if it was OK to re-release the funds but his phone was invalid, he signed up years ago and then changed his cell. The verdict was "Sorry we can't do anything unless we speak to the Buyer". Luckily, I got a hold of him through email and he called PayPal and the transaction was reversed once again. Once my account became activated I had to open up a ticket pertaining to the funds of my wheels. The process was so slow I picked up the phone and called them. I couldn't even find a support number so I had to go to PayPalSucks.com to find their contact information. And that is a damn good reason why you should absolutely NOT use PayPal for 1. big ticket items and 2. your ecommerce platform.
Personally, I wouldn't accept any payment over $500 virtually unless its a wire/money transfer. I wouldn't even trust a check, let alone a credit card payment unless I have met the person face to face and have a copy of their driver license or business license. Luckily for you the person you sold it too was honest enough to re-send the payment to you (unless you had their info, which you could've legally went after that amount). I think that multiple credit card payment gateway's are the best and increase sales. For example, once I bought something from Walmart instead of where I usually buy it because I didn't have my credit card on me and Paypal payment was easier (logins). As a consumer, I love websites that have Paypal (or Google checkout). I don't have to enter my shipping info or credit card info. I can complete the purchase process in less than a minute, which in my opinion makes my experience better. For this reason, I always make sure that Paypal is part of any eCommerce website I create for myself or others. Payment gateways like Paypal and 2CO (as well as other payment gateways) have their up and down, nothing is perfect and you will definitely find people who had bad experience with such services.
easily paypal integration use through emailmeform for/in your website.it is very cost effective.easily monitoring your every transaction.