Link paypal to website with escrow

Discussion in 'PHP' started by ahdsan, Mar 21, 2013.

  1. #1
    I am making a website in codeigniter that can be used to rent out items, sell items , etc.
    Is it possible to provide a facility to users wherein they can link their account with their paypal account like in ebay ?
    also how should i move ahead to implement escrow system in my website.(my first time)
    Buyer deposits money (Escrow) for the seller
    Seller sees the amount
    seller ships the item to the buyer
    buyer releases the money once item recd.

    now here the site admin (middleman) , will deduct 10% from the buyer and 3% from the seller.

    please help me with a step by step guide on how i can achieve this.
    it would be great if you can provide me a piece of code for the same.

    regards.
     
    ahdsan, Mar 21, 2013 IP
  2. jestep

    jestep Prominent Member

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    #2
    This is against paypal rules. You cannot accept payment for another individual or company. If the buyer later disputes the transaction, you have to pay for it even though the seller ended up with most of the payment.
     
    jestep, Mar 21, 2013 IP
  3. ThePHPMaster

    ThePHPMaster Well-Known Member

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    #3
    To circumvent this, do what most sites that facilities such trades/sales/jobs do. The buyer will deposit money to their account in your company (payment is made to you for services, not actual product). You then can do numerous payment types (check/paypal/etc..) to the seller.

    This can be implemented using many types of Paypal Payment systems, take a look and see which one will suit your system better (financial/usage wise).

    Just like with any other system, there will be a possibility that the buyer files a charge back against you. In which case, an airtight TOS, good standing with Paypal should help you always win those cases. Sites like RentAcoder.com, FreeLancer.com, etc.. rarely lose a case with Paypal because of their airtight terms and the way they handle disputes between their users.
     
    ThePHPMaster, Mar 21, 2013 IP