Do checks need to be signed?

Discussion in 'Payments' started by fryman, Nov 20, 2006.

  1. #1
    On the back of the Google checks there is a line where you endorse it. What is an endorsement? Can I deposit the check without signing it? The check says "For deposit only"
     
    fryman, Nov 20, 2006 IP
  2. Smyrl

    Smyrl Tomato Republic Staff

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    #2
    I do not know the official answer. In years gone by I have deposited many checks without endorsing, currently my bank is requesting I endorse.

    If I am banking by mail I always mark the back for deposit only at Bank Name. It is also probably a good idea to put account number to which you want it deposited.
     
    Smyrl, Nov 20, 2006 IP
  3. fryman

    fryman Kiss my rep

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    #3
    Just wondering because I will be leaving for several months and would have a relative depositing my checks... I wonder if they could just write down my name on the back and that would be enough...
     
    fryman, Nov 20, 2006 IP
  4. disgust

    disgust Guest

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    #4
    my guess is it depends on your bank. I always do it for mine.

    best to contact the bank and ask.
     
    disgust, Nov 20, 2006 IP
  5. fryman

    fryman Kiss my rep

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    #5
    hehe... Don't think it would be a good idea to tell my bank that someone else will be signing my checks :D
     
    fryman, Nov 20, 2006 IP
  6. mjewel

    mjewel Prominent Member

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    #6
    In the US you don't need to sign the check if you are depositing the entire amount into your account with the bank. I deposit a hundred checks a month and a rubber stamp is used that says "Pay to the order of (bank name) for deposit only (your name) (account number)" - don't know about Mexico.
     
    mjewel, Nov 20, 2006 IP
  7. ottodo

    ottodo Guest

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    #7
    This is just suggestion
    Hope that helps :)
     
    ottodo, Nov 20, 2006 IP
  8. fryman

    fryman Kiss my rep

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    #8
    If I hold my payments for 9 months the amount would be so big that I would get investigated when I receive the check
     
    fryman, Nov 20, 2006 IP
  9. kevinn

    kevinn Active Member

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    #9
    How did you deposit your checks before? Just about all banks in the U.S. require the person or the company listed on the check to endorse the back before it is deposited.

    Why dont you just do direct deposit?
     
    kevinn, Nov 20, 2006 IP
  10. fryman

    fryman Kiss my rep

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    #10
    They don't have that here. Realy stupid that they offer it for some crummy unknown country like Slovakia and can't offer it across the border.
     
    fryman, Nov 20, 2006 IP
  11. mjewel

    mjewel Prominent Member

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    #11
    You don't need to sign the check - and I have had accounts at several dozen different banks in 38 states. You only need to sign it if you are taking cash out. Just look at the back of your canceled checks - they are never signed by a business - although you needn't be a business.
     
    mjewel, Nov 20, 2006 IP
  12. disgust

    disgust Guest

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    #12
    haha, I meant ask them if they require an endorsement / signature :)
     
    disgust, Nov 20, 2006 IP
  13. kevinn

    kevinn Active Member

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    #13
    The 2 banks i deal with require me to sign the back and when i do forget to sign it, the teller gives it back to me and tells me to sign the back. :confused:
     
    kevinn, Nov 20, 2006 IP
  14. mjewel

    mjewel Prominent Member

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    #14
    Right, you just can't hand over a check without anything on the back of it - but they only require you to sign it because you didn't endorse them as a payee and write you account number - something you can do with a rubber stamp. If you don't do that, they will just ask you to sign it and write your account number on it.
     
    mjewel, Nov 20, 2006 IP
  15. pixads

    pixads Well-Known Member

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    #15
    I always have to sign my check

    If the amounts you get are good enough get the check Fed-Ex-ed to you sign it and send it back. It might take a little longer but it will be all legal

    Else just find a bank where you are going that will cash the checks or deposit them in an account for you


    hope this helps
    pixads
     
    pixads, Nov 21, 2006 IP
  16. w3bmaster

    w3bmaster Notable Member

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    #16
    fryman : if your living why don't you put Hold on Payment so you will recive a higher check afther the time your where gone :)
     
    w3bmaster, Nov 21, 2006 IP
  17. pixads

    pixads Well-Known Member

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    #17
    look at post #8
     
    pixads, Nov 21, 2006 IP