I lost my ATM card, could someone use it without the pin number?

Discussion in 'General Chat' started by jamuna, Oct 19, 2010.

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  1. #1
    I lost my ATM card, could someone use it without the pin number?
    This ATM card connected to my south indian bank savings bank account and masetro card.

    I realised the lost just after 4 hours.However i called customercare and blocked the card.

    could someone use it without the pin number?
    Is it possible?
     
    jamuna, Oct 19, 2010 IP
  2. mdvaldosta

    mdvaldosta Peon

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    #2
    If you blocked the card then nobody can use it. If you didn't, then as long as it has a Visa/Mastercard etc. logo on it and it can be ran as "credit" then it's possible.
     
    mdvaldosta, Oct 19, 2010 IP
  3. jamuna

    jamuna Active Member

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    #3
    Note that it is a ATM card connected to my savings bank account.
     
    jamuna, Oct 19, 2010 IP
  4. Lovely

    Lovely Well-Known Member

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    #4
    It is possible, the best thing is to notify your back to block the ATM card from accessing your account. You dont have to take chance about ATM card.
     
    Lovely, Oct 19, 2010 IP
  5. dice kid

    dice kid Active Member

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    #5
    it is possible, ive done it before so just block it lol
     
    dice kid, Oct 19, 2010 IP
  6. ЄxDeus™

    ЄxDeus™ Well-Known Member

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    #6
    if you blocked the card people can still use your card be warned!

    [​IMG]

    [​IMG]

    [​IMG]
     
    ЄxDeus™, Oct 19, 2010 IP
  7. capstonic

    capstonic Well-Known Member

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    #7
    No one can use it. But inforum the CC of the bank and close the transactions.
     
    capstonic, Oct 19, 2010 IP
  8. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #8
    No one can use it without PIN number and btw you have already done your part (blocked that card). So no need to worry at all.

    DON.
     
    deluxdon, Oct 19, 2010 IP
  9. Mr Black

    Mr Black Peon

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    #9
    Don't worry if no one know your PIN
     
    Mr Black, Oct 20, 2010 IP
  10. jamuna

    jamuna Active Member

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    #10
    i got this info from CC

    We get two kind of debit cards here: VISA Electron and Maestro. Both can be used for online shopping, provided your bank supports it. A main difference is that VISA card doesnot require any PIN while swiping card at restaurants/shops etc, but Maestro does. Both cards require PINS and certain other validations while Online shopping.
    Maestro (SBI and Citibank etc issue Maestro cards) is beneficial in the way that once it is stolen, it cannot be misused unless the thief knows your PIN.
    VISA card (ICICI, HSBC etc issue VISA cards), if stolen can be used for shopping by card swipe, so its immediate blockage is must.
    Both cards if stolen, cannot be used for Online transaction unless the thief knows your transaction password/IPIN etc.
     
    jamuna, Oct 20, 2010 IP
  11. lifeplayer

    lifeplayer Notable Member

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    #11
    once you call the bank center to block or cancel the card, the card can not withdraw any money
     
    lifeplayer, Oct 20, 2010 IP
  12. Andrew12

    Andrew12 Guest

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    #12
    Its true block your credit card then nobody would use it.
     
    Andrew12, Oct 20, 2010 IP
  13. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #13
    deluxdon, Oct 20, 2010 IP
  14. massjo

    massjo Active Member

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    #14
    i think it is not possible to be used by others.
     
    massjo, Oct 20, 2010 IP
  15. anoop1914@gmail.com

    anoop1914@gmail.com Peon

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    #15
    An atm card works only when the card number and the pin number mathces, so no one can use it with out the pin number. But it is better to block the atm card
     
    anoop1914@gmail.com, Oct 20, 2010 IP
  16. zooman247

    zooman247 Greenhorn

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    #16
    Cancel the card, they will give you a new one with a new number. Be sure to put the new # in any applicable websites, autopays, etc. if you use them
     
    zooman247, Oct 20, 2010 IP
  17. digitalduke

    digitalduke Notable Member

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    #17
    If its blocked then don't worry. Get a new one and be very cautious next time. Sometimes the stealer can be closer to you than you think.
     
    digitalduke, May 28, 2011 IP
  18. allemay123

    allemay123 Active Member

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    #18
    I think master card and visa can use without pin
    just use in offline shop
     
    allemay123, May 28, 2011 IP
  19. Xavier19

    Xavier19 Greenhorn

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    #19
    Block your card call the bank. If the card is visa it can be used as a credit card..
     
    Xavier19, May 28, 2011 IP
  20. blogaboutnothin

    blogaboutnothin Peon

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    #20
    Your card can still be used as a credit card :p
     
    blogaboutnothin, May 28, 2011 IP
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