Plz help me ( I am in big problem)

Discussion in 'Payment Processing' started by shwetaktm, Apr 22, 2010.

  1. #1
    Hello friends ,

    I am from india and recently i have made 1 paypal account and my sending and withdrawl limit is 500$ so for removing the limitation of sending and withdrawl i have confirmed my bank account to paypal and after that my sending and withdrawl limitation has been removed and then i got payment of 300$ and after 2 days that buyer has filed the dispute.So somebody has told me if i add credit card so paypal will minus dispute amount by credit card so i want to know i have confirmed bank account in place of credit card so they will minus the amount from my bank account.

    Plz help me
     
    shwetaktm, Apr 22, 2010 IP
  2. RightMan

    RightMan Notable Member

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    #2
    In the event of a negative balance... they can charge your credit card but not your Indian bank account! :)

    Regards,

    RightMan
     
    RightMan, Apr 22, 2010 IP
    thewebhostingdir likes this.
  3. sweatlana

    sweatlana Well-Known Member

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    #3
    NO, they can charge you that amount only through credit card If you have added already if not they will take that money when you will receive new funds.
     
    sweatlana, Apr 22, 2010 IP
  4. slarengcom

    slarengcom Active Member

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    #4
    Paypal can't take amount from bank account..but credit card..
     
    slarengcom, Apr 22, 2010 IP
  5. Dhaval1983

    Dhaval1983 Peon

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    #5
    Yes, dude. If you got negative balance in your paypal then it would be taken from your credit card.
     
    Dhaval1983, Apr 22, 2010 IP
  6. ArijitSRoul

    ArijitSRoul Banned

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    #6
    That's correct PayPal cannot deduct money from your Indian bank account directly but if you attach a credit card with your PayPal account they can charge from your credit card...
     
    ArijitSRoul, Apr 22, 2010 IP
  7. jackqs

    jackqs Peon

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    #7
    I have same problem but no one has created a dispute yet, and i hope they don't,
     
    jackqs, Apr 22, 2010 IP
  8. mubashirnisar

    mubashirnisar Banned

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    #8
    no they will niether charge your credit card and nor bank account
     
    mubashirnisar, Apr 24, 2010 IP
  9. chandan123

    chandan123 Prominent Member

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    #9
    from which country you are ? in US paypal can take from bank accounts and in other they can charge from cc
     
    chandan123, Apr 24, 2010 IP
  10. SkyisLimit

    SkyisLimit Well-Known Member

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    #10
    yes.. if you added ur cc, to pp acc, they happily and easily see/go through your account.
     
    SkyisLimit, Apr 24, 2010 IP
  11. Adraco

    Adraco Active Member

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    #11
    You are concentrating on the wrong thing here. Fight the dispute and keep the $300. I've had over 50 Paypal disputes filed against one of my service companies for all different strange reasons. I've made it a rule to always present my side of the story and fight the disputes via Paypal Dispute Resolution Center. I've won EVERY single one of my disputes, many due to the customer being flat right out stupid and more or less filed the dispute on wrongfull basis. Some have argued, but the all share one thing, they have all lost when Paypal's staff has come in and decided in anyones favor. Again, so far, I'm 50 - 0
     
    Adraco, Apr 24, 2010 IP
  12. intexamd

    intexamd Peon

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    #12
    No,Paypal will not take amount from ur bank account but they can take from ur CC if ur Paypal account balance is negative.
     
    intexamd, Apr 24, 2010 IP
  13. magicworld11

    magicworld11 Well-Known Member

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    #13
    No! paypal never charge credit card by themself.....
     
    magicworld11, Apr 24, 2010 IP
  14. directoryowner21

    directoryowner21 Peon

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    #14
    Simplest way to avoid any problems would be to withdraw whatever you have in your bank account?
     
    directoryowner21, Apr 25, 2010 IP
  15. jatin17

    jatin17 Peon

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    #15
    no worries for u dude.
     
    jatin17, Apr 25, 2010 IP
  16. webcycloneindia

    webcycloneindia Active Member

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    #16
    same problem i had face but paypal don't debit from my bank.. and i had stop using that paypal account and starting to use new one.
     
    webcycloneindia, Apr 27, 2010 IP
  17. ryan1918

    ryan1918 Active Member

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    #17
    Yes they can, they can take anything they want, if your balance goes negative or if you get a charge back they can deduct from your credit card or bank account.
     
    ryan1918, May 5, 2010 IP
  18. INDIAN123

    INDIAN123 Well-Known Member

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    #18
    nope .we dont give them authority to charge our credit card without our consent ..
    make comments after reading their policy .
    dont comment like this again .
     
    INDIAN123, May 7, 2010 IP
  19. extremephp

    extremephp Peon

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    #19

    Boss...! You are wrong....! They can charge you from CC without confirmations..! :)
     
    extremephp, May 8, 2010 IP
  20. ryan1918

    ryan1918 Active Member

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    #20
    LOL your a fool, you have no idea how paypal works they are simliar to a bank but they do not operate under bank regulations, THEY CAN CHARGE YOUR BANK ACCOUNT OR CREDIT CARD WITHOUT ANY AUTHORIZATION, GO READ THE TERMS OF SERVICE BUDDY, and don't tell me to not comment like anything, you aren't a moderator, so don't act like one, I've been to this site for 3 years, I think you need to go learn some things then post what you know about.
     
    ryan1918, May 8, 2010 IP