You can not withdraw money until you reach $100. Upon reaching $10 they will send you pin to your mailing address to verify your address and your identity. Thanks
I have not heard rumors of a change in policy, but if you really want that $100 check, the fastest way to get it is to promote topics which earn a lot of money per click. I try to shoot for topics which will pay $1.00 for every click on the Google ads.