Its a link exchange not paid traffic or some similar one sided paid service that you cannot see the backend and what and where your links are actually being placed.
Can't agree more with you. According to Neil Shearing "...if Google were to penalise a site for links pointing into it, every single competitive business out there would hire SEO agents to build “bad†links into their competitor’s sites instead of “good†links into their own!" I'm interested in this method...Wouldn't you share it? If not publicly, privately?
Update... I decided to recheck the mortgage site rankings because its been a few more days since the last screenshot and rankings are continuing to rise. And for some reason that tool dosen't show rankings for the main keyword but using a tool that searches different data centers I found it and its doing good.. It wasn't top 1000 when I started. And for anyone curious This was obtained in under a week... Before I started the main keyword wasn't ranked and the other 4 were all 200+ results in. And now? The results speak for them selves. azb