Self employed? Where do you get your health insurance?

Discussion in 'General Business' started by SonicReducer, Aug 7, 2006.

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  1. #1
    For all you guys and gals that do stuff this full time, got any good tips for health insurance? I am shopping around a bit, and it's expensive!
     
    SonicReducer, Aug 7, 2006 IP
  2. wormy

    wormy Active Member

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    #2
    Heres a solution, don't get sick. Worry about your health more than insuring your sickness.
     
    wormy, Aug 7, 2006 IP
  3. dvduval

    dvduval Notable Member

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    #3
    I have a minimal policy with Aetna. The rates went up right after I joined.
    It's a really big scam right now. Too bad they were not able to pass a healthcare bill before Clinton left office.
     
    dvduval, Aug 7, 2006 IP
  4. ahkip

    ahkip Prominent Member

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    #4
    first of all, where are you from?
     
    ahkip, Aug 7, 2006 IP
  5. SonicReducer

    SonicReducer Peon

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    #5
    That would have been a great plan when I had to have a $32K surgery last year and only had to pay $200 out of pocket. :rolleyes:

    OK staying away from Aetna.

    US
     
    SonicReducer, Aug 7, 2006 IP
  6. lorien1973

    lorien1973 Notable Member

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    #6
    If you are in the US, there are lots of companies that you can buy your way into a bigger group for a monthly premium. The problem is deciphering all the paperwork, deductibles, etc. It's a headache. You need a degree just to figure it out. I pay a lot (about $300/month for 2 people) for health insurance, but I am thinking about switching up.

    Past 2-3 months, I'm glad I had it. 2 trips to the emergency room (kidney stones) and other visits as well. Instead of paying about $14k in medical bills, its about $2500 (my maximum yearly hit).
     
    lorien1973, Aug 7, 2006 IP
  7. wormy

    wormy Active Member

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    #7
    Blue Cross Blue Shield is a huge provider. Rates might be good for individuals too. Why not talk to one of those independent brokers who handle multiple insurance companies?
     
    wormy, Aug 7, 2006 IP