Does this mean chargeback?

Discussion in 'Payment Processing' started by bon300187, Aug 6, 2007.

  1. #1
    I did a trade earlier for egold to paypal i recieve this from paypal a few hours after.

    "Dear ...., One of the benefits of using PayPal is that we make every effort to alertyou to potentially problematic transactions. Our goal is to help you makesound business decisions.

    A review of recent transactions indicates that you may have received anunauthorised payment. This means that the PayPal account holder may nothave authorised the payment you received.

    We would like to learn more about this transaction. Please log in to yourPayPal account and provide some information. We strongly advise that you do not send the item until our investigation iscomplete. If you have already sent the item, please log in and let us knowwhere you sent it.

    We have placed a temporary hold on the funds until the investigation is complete."

    Does this mean the person who sent me the funds has filed a chargeback or are paypal doing routine checks?? The amount was for around $255 if that makes a difference.
     
    bon300187, Aug 6, 2007 IP
  2. allout

    allout Prominent Member

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    #2
    It sounds like you have been scammed by the person. There is not much you can do because it is against Paypal rules to exchange money. If you tell paypal what the trade was for, they could limit and/or close your account. It is always risky to trade money.
     
    allout, Aug 6, 2007 IP
  3. bon300187

    bon300187 Peon

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    #3
    oops i didnt know that, i have emailed them about it too :O any suggestions what to do?
     
    bon300187, Aug 6, 2007 IP
  4. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #4
    Now you don't have to do anything else :p as you have already emailed them about this money exchange. Now all things in paypal's hand so just wait for reply from them :(
     
    deluxdon, Aug 6, 2007 IP
  5. bon300187

    bon300187 Peon

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    #5
    whats the chances of my account getting suspended or anything like that?
     
    bon300187, Aug 6, 2007 IP
  6. allout

    allout Prominent Member

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    #6
    Nothing you can do. You need to start reading the terms of service of any company you deal with to avoid problems in the future. You may luck out but chances are they will close your account.
     
    allout, Aug 6, 2007 IP
  7. bon300187

    bon300187 Peon

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    #7
    Do they take it serious things like that then? i mean its the first mistake ive made with them. Surly they wouldnt close the account due to it? I hope not anyway
     
    bon300187, Aug 6, 2007 IP
  8. Corey Bryant

    Corey Bryant Texan at Heart

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    #8
    Unfortunately you say it's the first time but to Paypal, any transactions that are against their TOS and AUP, they have the right to suspend or terminate your account. Afterall, you did agree to this when you signed up for an account with them.
     
    Corey Bryant, Aug 6, 2007 IP
  9. wisegeek

    wisegeek Peon

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    #9
    as others said..i suspect they might not return the funds to you...

    hope you get your account back though..
     
    wisegeek, Aug 6, 2007 IP
  10. bon300187

    bon300187 Peon

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    #10
    so do i or my financial life will suffer severly :( ill beg for mercy.

    i hate waiting around too i want it sorting asap
     
    bon300187, Aug 6, 2007 IP
  11. getjimmy

    getjimmy Prominent Member

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    #11
    SO better transfer ur balance paypal funds to ur other paypal account.I am sure u have been scammed for $255.Atleast save ur balance.
     
    getjimmy, Aug 6, 2007 IP
  12. infogle

    infogle Prominent Member

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    #12
    YES YES YES YES YSE
     
    infogle, Aug 6, 2007 IP
  13. eddy2099

    eddy2099 Peon

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    #13
    Don't ever do money exchanges with a Paypal account because it is a Prohibited activities which means you cannot do it without prior permission from Paypal and you will need a government issued money exchange licenses in order to do it. This is to prevent money laundering or scam.

    I know the lure of quick money is there but don't fall into that temptation or else you will be the loser.
     
    eddy2099, Aug 6, 2007 IP
  14. sweetangel

    sweetangel Peon

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    #14
    Same thing happened to me last week with a reason of egold exchange but I didn't send an email to paypal about the transaction, I just ignored it since its just $20 anyway, I just learned my lesson not to trade with that person anymore and will not use that paypal account.
     
    sweetangel, Aug 6, 2007 IP
  15. johnwoof

    johnwoof Peon

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    #15
    hi

    That Guy Charged back to u

    Withdraw remaing funds ASAP

    thanks
     
    johnwoof, Aug 7, 2007 IP
  16. bon300187

    bon300187 Peon

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    #16
    so what do you think the chances of my account getting closed down?
     
    bon300187, Aug 7, 2007 IP
  17. infogle

    infogle Prominent Member

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    #17
    If doesn't mean that your account will be closed if its a chargeback then the funds will be withdrawn from ur account that's it...
     
    infogle, Aug 7, 2007 IP
  18. bon300187

    bon300187 Peon

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    #18
    but i mentioned it was an egold exchange as i didnt know it was against their TOS. Paypal are slow at responding. how long do the reviews tend to take?
     
    bon300187, Aug 7, 2007 IP
  19. infogle

    infogle Prominent Member

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    #19
    could take upto 2-4days before they respond...
     
    infogle, Aug 7, 2007 IP
  20. bon300187

    bon300187 Peon

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    #20
    i wish they would hurry up as i run an article writing service so there is no point in getting paid via paypal if there is a chane im going to get my account banned or anything for breaking TOS.
     
    bon300187, Aug 7, 2007 IP