Credit Card number masking

Shawn,

Could you please add the ability for the credit card numbers to be masked so only the LAST 4 digits show rather than the first 4? There is a law in my state coming into affect that requires I show only the last 4 numbers on receipts. I know this is also going into affect in several other states, but I don't know which ones or when the timeframe is.

Thanks,
Ron

 

The 'Credit Card Payment Records Partial Number' part. At the moment it seems to record the first 4 digits, and I need it to only record the last 4 instead or I will be in violation of this new law.

I need it so it only prints xxxx-xxxx-xxxx-1234 as the charged card instead of 1234-xxxx-xxxx-xxxx as it presently does.

Thanks,
Ron

 

The government doesn't takes such details into consideration when passing laws. Under the Federal Fair Credit Reporting Act section 605(e) on page 23 of this document(http://www.ftc.gov/os/statutes/031224fcra.pdf), the US government will require merchants to show only the last *5* numbers of a credit card on a receipt:

This has to be in place by 12/31/2005 (I think).

 

http://www.bankrate.com/brm/news/cc/20010129a.asp

I can't find the one specific for Washington at the moment, but here is the California one:

http://www.privacy.ca.gov/code/cc1747.9.htm

It allows the last 5 digits, but as the top link states the Washington law only allows 4.

At the moment, per my reading Optigold would already be illegal for use in California or the numbers would have to be completely removed from the receipts. These are old articles actually, and the laws are now coming into affect other places than just California.

Ron

 

Matts/Shawn,

Some states (such as Washington) seem to be making their laws even more strict than the Federal law. I'm being restricted to only 4. I'm not sure how interstate commerce will work with this (i.e. is someone billing someone in Washington limited to only 4 even though their office is in California which allows 5?). Here's another link I just found that has links to all the state's laws and also notes the associated fines.

http://www.merchantequip.com/truncation.php

Ron

 

Thanks Shawn!

 

forgive my ignorance, but what is Optigold?

 

ISP billing software product

 

Thank you! I had the same issue. Which is strange because many credit cards have the same first four digits. Oh well. At least it works for me now

 

Thanks this information was really helpfull

 

its better we shop the discussion on credit cards so that many will not know behind the card numbers.
if every one come to know this they will just try to play number game with different combination

 

First four numbers of a credit card generally relate to whether it is a mastercard or visa etc (first number) and the issuing bank.

Last four numbers are random, hence the masking.