Why Google Don't Use Paypal?

[PinoyIto]

here in the philippines in cashing foreign checks to local banks really make as sick... Local banks require as to open dollar account then deposit the said check for 2 to 3 weeks, it's really sucks.

Is there other method of payment by adsense?

[nevetS]

There are no other options. The only thing you can do is ask them to hold your check for up to 6 months if it will be more convenient for you at a later date.

[Old Welsh Guy]

Thats the way Google does it, if they wanted to use paypal, I am sure they would have bought it long ago before ebay got hold of it lol

[Dirkjan]

The check problems make me wonder as well. If they dont like Paypal, they are big enough to start something like that themself.

[nevetS]

Think about it. Send out 250,000 $100 checks by snail mail. Then all the international ones take weeks to run through the system. Think about the interest you earn by holding on to 2 million bucks for an extra two to three weeks. Inconvenient for the guy with the $112 check, but a key business strategy for the company writing the checks.

[Haichi]

they should just direct deposit like Amazon and Barnes and Noble does. Google is being cheap

[stephaneggy]

I hope they gonna start something by themselfs like an international google bank or so :)

[expat]

Well from G perspective cheques are easy cut and forget.
if you go electronic there are all these bounced transactions and permanent changes which are often not in time to look after.

Also G is a typical US company not yet fully realising that Europe is now bigger than US market and the rest of the world actually has some money to spend as well.

They sit in their plex wheras companies liek MSN have marketing and development offices all over the world and thus are close to the world market and local specifics.

This is the one weak area they have.
Expat

[obenix]

For those of you who received G's recent Adsense survey, do pen down a note on the improvements for payment methods... I've done just that..:)

[Josh]

I personaly think the reason is that Google is not playing nice with other companys. They don't want to offer something that depends on other companys, as they want to be in control over it all. I also think that Google will open its own paypal alternative, web browser, domain registration service, <sarcasm>and a whole bunch of other crap and take over the world</sarcasam>. The end.



Josh

[my3cents]

I heard new payment options are on the way this year... so we will just have to wait and see.

[hans]

many ways to look at G check payment
for me - for example i receive checks 20 days after issued i.e. around 10 - 15 of following months - I have to send it overseas to a bank for cashing and have to wait until end of next month to actually have it.
that means more or less a full 2 months delay for ME ...
that means a full 2 months FREE money for G

multiply this with a million+ user x 300+ $ equals a 300+ million free money for 2 months ... invested in a business brings xyz $ profit without having to do a single move - just waiting and letting wait ...

that is my way to see reasons why G has no instant interest for fastest possible payout ...
there are MUCH larger banks doing FAR larger number of transfers per months than G has - they manage - then G COULD if they WANTED
or
may be G is just a few decades too oldfashioned
thats another option - possible because US banking systems are way behind top end global / european / swiss banking systems ...

[pg20706]

I would like to see G pays twice a month and reduces minimum payment to $50.

[Hijacker]

lol pg... Dreams ;)

Well, of course Google is interested in holding money for themselves as long as possible, but on the other hand it's a matter of service they offer, when they introduce things, ppl like.
If for example G got PayPal payment, and all the other advertising companies don't, where would you, as a PayPal member, go to? :)

2nd: Well, even if Google started something like PayPal on their own... Damn, I don't want to register at every single Online-Account-Cash-Thingie. In 5 years I end up with having 10 different of such accounts?
No, thanks... ;)

[wendydettmer]

with all the issues PayPal has about shutting down accounts, i'm not sure i would trust them with my money. Right now i have $6 in there and use it for the occasional auction. The idea is great, but i've had several friends get bent over by them and lost a LOT of money.

[l234244]

I have no doubt google will eventually come to some arrangment with an online bank/send money system linked in with adwords/adsense and their domain registration service.

[l234244]

I would like to see G pays twice a month and reduces minimum payment to $50.

If the reason they send checks if for the extra interest they gain then it is likely that they will increase the lowest limit payout.

[lingeriediva]

PayPal can be brutal...

At some point the online bank transfer system will hookup from the US to Europe and Canada. In Canada it costs me 1.25 to transfer up to $1000.00 online to anyone with a bank account and email.

Nice.

but I really sympathize with people who have their US dollar Google cheques held. This is not actually Google's fault. Now, in some countries, currency exchanges will take US cheques at a discount. It costs something but it speeds up payment.

[nevetS]

I agree, I use paypal occasionally, but they are brutal. If you buy something like drugs online or gamble online, they'll freeze your account. There's no real rhyme or reason to what's against their rules, and they sometimes impose them and penalize people expost facto.

Aside from the interest, I would avoid paypal if I was big G.

Also, using a service such as PayPal would give instant legitimacy to whatever service provider. Knowing that, there should be a huge benefit or incentive to Google to move forward with automated processing - something that makes more sense than a couple Million a month in interest.

[Old Welsh Guy]

As soon as google print and post, that is the end of their commitment. I have a bunch of low value cheques totalling about £120 (not from google) sat in the file, as I simply can not be bothered to go and take them to the bank. I would think that many people are the same.

[pwaring]

I don't see why Google can't pay people in their local currency as well - they have offices in the UK, why can't they pay direct to my bank account in sterling instead of giving me a cheque in dollars (which I then have to *pay* to cash)? Amazon and Tradedoubler will both pay me directly into my account via BACS and for only £25 not $100. Last time I got a cheque from Google it was so much messing around to actually get it paid in (not really Google's fault, more that UK banks suck - but Google knows this) that it was hardly worth it.

[flyered]

may be G is just a few decades too oldfashioned
thats another option - possible because US banking systems are way behind top end global / european / swiss banking systems ...

Being a Canadian now living in Germany, it's really strange to see the German bank system. They have a seperate ATM/Bank Machine in every ATM lobby that only prints out your bank receipt. Germans love nothing more than soccer, beer, and printing out their stupid receipts.. for what reason? Who knows?

In Canada our damn statements come in the mail, and you can also choose to save a tree (and $2.50/m) and have it internet only.

As well, in Canada, all transactions show up instantly on the bank web site. With the main German bank, I get embarasssed time and time again at stores and such because the amount of funds shown in my web account is different than what'S there in actuality.

It's schizophrenic; Europeans are very big on bank transfers instead of checks, however from what i've seen, the bank backend systems are less advanced than North American banks.

Perhaps this is the problem Google has encountered.. I know I hate the German banks already, they give me a problem with ever little detail and their service sucks, taking a trip back to Canada and depositing a check was like a breath of fresh air (not just because of the absence of cigarettes). </vent>

[pg20706]

Why Paypal? It would be nice if Google do direct deposit.

[pwaring]

In Canada our damn statements come in the mail, and you can also choose to save a tree (and $2.50/m) and have it internet only.

You pay to have statements sent to you?! We don't save anything over here for not having statements mailed to us, and I think it's part of the Banking Code that you get statements once a year at least, plus whenever you're overdrawn/charged.

As well, in Canada, all transactions show up instantly on the bank web site.

So does pretty much every major bank in the UK. The only transactions that don't show up immediately are card payments (as in when you've used your debit card to buy something in a store), but it does show your amount available to spend so you would never think you had more money than you did.

It's schizophrenic; Europeans are very big on bank transfers instead of checks, however from what i've seen, the bank backend systems are less advanced than North American banks.

Bank transfers are generally faster and of course you avoid the hassle/queues in the bank. They take 4 days to clear in some countries (like the UK), but that's because the banks won't update their systems to do it faster because it would cost them money. Oh and it's *cheques* damnit!

[flyered]

Oh and it's *cheques* damnit!

Ah I've given up, I was raised using 'cheques' as well, but when I figure that i'm talking to mostly Americans I use 'checks' to avoid confusing 'em. :p

[Hijacker]

Well, flyered...

Ppl print out their bank receipts to see their cash balance ;)

And yes, as you already said, it's no problem to get them by mail every month. That you bank charges you for the post office costs... Well, it's strange. Depends on the bank, I think. There are many banks, which don't want money for sending the receipts.

And yes, you can even go to the bank and tell them you want everything online. No mailed receipts, no Bank Machine for printing them, just the web.

So, where's the problem? ;)

[flyered]

Well, flyered...

Ppl print out their bank receipts to see their cash balance ;)

And yes, as you already said, it's no problem to get them by mail every month. That you bank charges you for the post office costs... Well, it's strange. Depends on the bank, I think. There are many banks, which don't want money for sending the receipts.

And yes, you can even go to the bank and tell them you want everything online. No mailed receipts, no Bank Machine for printing them, just the web.

So, where's the problem? ;)

A proper bank machine tells you your balance if you want it. :)

2 sets of machines in every lobby means more expenses for the clients due to maintanence costs.. etc. It's just funny as I don't remember ever having a burning urge to run off the street and know my bank balance, without doing some sort of actual withdrawal/deposit as well.

Maybe Google asked the Postbank about setting up deposits for German Adsense publishers and the Postbank proposed sending them a TAN booklet with 3 billion codes? :)

[Hijacker]

lol ;)

Well, in this point you are right - maintenance just costs the customer, right.
But at least the bigger "Volksbanken und Raiffeisenbanken" branches have those deposit machines, where you can check your balance.

But they anyways have the balance-only machines in the lobby, so it's indeed dumb.

Hum, this makes me think, now. German banks are dumb! :)