Credit Card number masking

[thunderbolt]

Shawn,

Could you please add the ability for the credit card numbers to be masked so only the LAST 4 digits show rather than the first 4? There is a law in my state coming into affect that requires I show only the last 4 numbers on receipts. I know this is also going into affect in several other states, but I don't know which ones or when the timeframe is.

Thanks,
Ron

[digitalpoint]

What part of Optigold are you specifically referring to?

[thunderbolt]

The 'Credit Card Payment Records Partial Number' part. At the moment it seems to record the first 4 digits, and I need it to only record the last 4 instead or I will be in violation of this new law.

I need it so it only prints xxxx-xxxx-xxxx-1234 as the charged card instead of 1234-xxxx-xxxx-xxxx as it presently does.

Thanks,
Ron

[digitalpoint]

That seems odd considering the last 4 digits are the "more unique" part. The first 4 digits are always the same for all cards from that bank. What state are you in? Do you have something you can point me to that I can read up on it?

[Matts]

The government doesn't takes such details into consideration when passing laws. Under the Federal Fair Credit Reporting Act section 605(e) on page 23 of this document(http://www.ftc.gov/os/statutes/031224fcra.pdf), the US government will require merchants to show only the last *5* numbers of a credit card on a receipt:

This has to be in place by 12/31/2005 (I think).

[thunderbolt]

http://www.bankrate.com/brm/news/cc/20010129a.asp

I can't find the one specific for Washington at the moment, but here is the California one:

http://www.privacy.ca.gov/code/cc1747.9.htm

It allows the last 5 digits, but as the top link states the Washington law only allows 4.

At the moment, per my reading Optigold would already be illegal for use in California or the numbers would have to be completely removed from the receipts. These are old articles actually, and the laws are now coming into affect other places than just California.

Ron

[thunderbolt]

Matts/Shawn,

Some states (such as Washington) seem to be making their laws even more strict than the Federal law. I'm being restricted to only 4. I'm not sure how interstate commerce will work with this (i.e. is someone billing someone in Washington limited to only 4 even though their office is in California which allows 5?). Here's another link I just found that has links to all the state's laws and also notes the associated fines.

http://www.merchantequip.com/truncation.php

Ron

[digitalpoint]

It's been changed in Optigold.

[thunderbolt]

Thanks Shawn!