Debit/Credit Card Payment > Personal Paypal Account??

[dirkdork]

I have just sold an item on Ebay. I have a Paypal personal account. The buyer has decided to use a credit card/debit card and when I click on "Accept" payment button it shows me this:

Accept Credit or Debit Card Payments

To provide eBay buyers with more flexible payment options, eBay sellers should accept all payment types, including credit and debit cards.
Upgrade to a Premier account and accept payments.
Premier accounts offer a low transaction rate of 2.9% plus $0.30 USD per transaction (see our rates) and exclusive Premier benefits:

* Help increase sales by offering buyers more ways to pay - including debit and credit cards
* Get paid faster when you accept PayPal from your eBay listings and automatically request payment from your buyers
* Receive our chargeback and seller protection at no additional cost
* Save time with our shipping, tracking and reporting tools
* More Premier account benefits


I though that I could receive 5 payments per month with debit/credit card with a personal account. If I do upgrade then I will have to pay a 30c + 2.9% fee for paypal to paypal transactions.

So what should I do? I want to receive this payment but I don't want to get killed on fees from paypal to paypal. :confused:

[pulikuttann]

If ur getting more debit card/cc payment then just open one premier account.Use it to receive CC payment and use ur current paypal for receiving paypal fund.

[dirkdork]

so what do I do with the current payment and how do I show those different accounts for each payment method on ebay when I list an item for sale?

[eddy2099]

If you do eBay, you most definitely need a Premier/Business account. The personal account is not supposed to be used to make money.

https://www.paypal.com/helpcenter/main.jsp;jsessionid=HVyfxYvGyvDm7XGThCpQVT5GTTQHJqq3r3wRnwcMHGynzG4J1TPx!16703816?locale=en_US&_dyncharset=UTF-8&countrycode=US&cmd=_help&serverInstance=9004&t=solutionTab&ft=browseTab&ps=solutionPanels&solutionTopic=20004&solutionId=12797&isSrch=Yes

Can I sell with a Personal account?

No. Personal accounts are for personal use. You can use a Personal account to send money to friends and relatives (e.g., to split a restaurant tab) and to purchase items online when PayPal is offered. If you earn money by selling items online, you should use a Premier or Business account. Business and Premier accounts have access to our premium services, including: the ability to accept unlimited credit or debit card payments; 7-day-a-week access to our Customer Service call center; seller protection on qualifying transactions at no additional cost; and a comprehensive suite of selling solutions. With a Business account, you'll be able to use all of PayPal's Business Solutions: Website Payments Standard, Website Payments Pro, Email Payments, and PayPal as an Additional Payment Option.

When you sell on eBay and offer PayPal, your PayPal account must accept all forms of payment, including payments made with credit or debit cards, regardless of whether you display the PayPal logo with credit card icons. You must have a Premier or Business PayPal account – or be willing to upgrade from a Personal PayPal account to a Premier or Business account if you receive a credit or debit card payment. You may not communicate to eBay buyers that you will only accept specific forms of PayPal payment.