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View Full Version : Paypal to Paypal, isnt it free of fees

charley
Jan 9th 2007, 4:22 am
I did a Paypal to Paypal transaction and they charged me fees for it? How is that, only credit card transactions are charged, isnt it?

Or is it because I have a Premier Account?
Rohit patel
Jan 9th 2007, 4:27 am
Well you have Premier Account so they deduct some fees.:) Dont worry about it.:)
gr8liverpoolfan
Jan 9th 2007, 4:32 am
Personal accounts are not charged but Premier and bizones are :)
Richie_Ni
Jan 9th 2007, 4:34 am
They are right,because your account is premier/business.
charley
Jan 9th 2007, 4:35 am
Dont worry about it.

Lol, I sent it from account of mine to another. I lost fees on that. :(

Can I degrade to the Personal account again? Will there be any problem
eddy2099
Jan 9th 2007, 4:49 am
Well, Paypal is a for-profit business and it has expenses and not just what they have to pay the bank for the credit card transactions, they have to make money to finance their operations so that you be sure they will be there in the foreseeable future.

It cost money to run an operation like Paypal and a lot of expenses, their charges are the lowest in the industry so there is really nothing much you should complain about. Unless you want them to shut their doors soon.
Disguised
Jan 9th 2007, 4:59 am
Lol, I sent it from account of mine to another. I lost fees on that. :(

Can I degrade to the Personal account again? Will there be any problem

Yes you can degrade your account from Premier to Personal but only once. I remember a few days ago a person asked the same question. You can search for that thread and get more information or ask here :)
charley
Jan 9th 2007, 7:49 am
Yes you can degrade your account from Premier to Personal but only once.

- And can I upgrade back again ?

- Where do I go to degrade it to Personal?
YIAM
Jan 9th 2007, 7:54 am
I sent it from account of mine to another. I lost fees on that.

Refund it to save fees ;)
rythm
Jan 9th 2007, 7:55 am
Paypal offers Mass Pay option for premier/business accounts, it saves some fees.
Disguised
Jan 9th 2007, 9:41 am
- And can I upgrade back again ?

- Where do I go to degrade it to Personal?

I guess you will have to email Paypal people for that. And I don't think you can upgrade again.
charley
Jan 9th 2007, 9:45 pm
Refund it to save fees

Lol, I sent 150 $ from one of my a/c to another, and it was charged 6.52 $. I hate when they deduct fees, lol.
YIAM
Jan 9th 2007, 10:05 pm
That's why I said refund it. You will get full amount in your first PP account.
she2max
Jan 10th 2007, 5:53 am
- And can I upgrade back again ?

- Where do I go to degrade it to Personal?


charley log-in to ur paypal a/c they you can see contact button select degrade option then u can follow the process.
I think you can upgrade your a/c after degrade.I am not sure...
charley
Jan 10th 2007, 6:21 am
That's why I said refund it. You will get full amount in your first PP account.

Oh, how is that ? Do you mean do a chargeback ? Or else please post the steps to proceed.

This is not the 1st time PP a/c .... I have two accounts [ Premier and Personal ] ... Just made a transfer from Personal to Premier and fees got deducted.....
YIAM
Jan 10th 2007, 7:15 am
If you want's your money back in your personal account from premier account, Click on payment details of the transaction, at bottom of the page you will find "Refund" button. On next page they again ask you if you really want to refund. Click on your option.
charley
Jan 10th 2007, 11:34 pm
I'll try it and let you know if I get the money back inclusive of fees. :)
charley
Jan 11th 2007, 12:27 am
How do I downgrade the account. The help file shows this.

Please choose 'My Account Profile' and 'Downgrade Account' as the Topic and Subtopic for your message.

I couldn't find this option in the My Account > Profile. Can some one please provide a screenshot of where it is exactly. I emailed the customer care and no response even after 2 days.
Rushh
Jan 11th 2007, 12:30 am
This option will be there in Help section i believe. Also, downgrading the account will require their intervention and you cannot do it through the interface yourself.

There is another rule which you should be aware of, that is.. you can only downgrade your account 'once', so if you go from Premier --> Personal , and then if you go back to Premier, you can never make that account a personal one.
charley
Jan 11th 2007, 1:33 am
Also, downgrading the account will require their intervention and you cannot do it through the interface yourself.

Read the excerpts from the help file I quoted above. :)
eddy2099
Jan 11th 2007, 2:23 am
Since you already have a Personal and Premier accounts, you cannot downgrade the Premier to a Personal account as under the TOS, you cannot have two Personal accounts. Basically, there is nothing much you can do.

The two options available for you are :-

1) Do Nothing
2) Cancel your premier account
charley
Jan 11th 2007, 2:35 am
2) Cancel your premier account

If I close the Personal account, will I be able to to downgrade the Premier to Personal?
Static
Jan 11th 2007, 4:20 am
Oh, how is that ? Do you mean do a chargeback ? Or else please post the steps to proceed.

This is not the 1st time PP a/c .... I have two accounts [ Premier and Personal ] ... Just made a transfer from Personal to Premier and fees got deducted.....

You aren't allowed to have two accounts.

Regarding the downgrade, I don't see why you can't close the Personal account and just degrade the Premier account.
charley
Jan 11th 2007, 6:20 am
- Is it after I close the Personal account, that I get a DownGrade option in the Premier account?

- I have money in the Personal a/c, cannot close it. I dont want to transfer that money to the Premier a/c, because of the fees.
eddy2099
Jan 11th 2007, 7:06 pm
Why don't you just transfer the money from the Premier to the Personal account as receiving funds in the personal account does not incur any fees. Once do you that, you can then go ahead and cancel the Premier account.

If you do not want to do it this way, the best option is to contact Paypal directly and wait for their reply because from my understanding you can have only one personal account and if you do cancel it now, you will remove the right to start another even if it means downgrading your premier account now.
gastongr
Jan 11th 2007, 7:17 pm
I lost 15 a few weeks ago. Sold something for 300 USD but only got 285
charley
Jan 11th 2007, 10:46 pm
I contacted Paypal , they mentioned if I need to downgrade I should send them a reply, then they would do it.
007
Jan 11th 2007, 10:51 pm
You aren't allowed to have two accounts.

Regarding the downgrade, I don't see why you can't close the Personal account and just degrade the Premier account.

On the contrary, you ARE allowed no more than two accounts.

You may have one personal account, and one business or premium account.

If you are incorporated then technically you could have 3 accounts, since the corporation would own one of the accounts.
charley
Jan 12th 2007, 6:02 am
What about 2 Premier Accounts or 2 Business Accounts ?
eddy2099
Jan 12th 2007, 6:39 am
No, you cannot do that. The User Agreement https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/ua/USUA-outside which you agreed on clearly states that you can have only 1 Personal Account + 1 Premier or Business Account.

2.2 Personal, Premier and Business Accounts. We offer three different types of Accounts: Personal, Premier and Business Accounts. You may only hold one Personal Account and either one Premier or one Business Account. By opening a Premier or Business Account and accepting the terms as outlined in this Agreement, you attest that you are not establishing the Account primarily for personal, family, or household purposes.



2 Premier or 2 Business Accounts would be against the term of agreement which you agree on and may be grounds for having your accounts to be limited or terminated.