Paypal FAQs Answered For Users In India

aakashshah123

Sep 18th 2006, 5:33 am

This Post Is solution for Common Queries Regarding Paypal For Users From India. Also I request Experienced Paypal Users From Indiaa to Drop Down Their Experience and Suggestions Here.

1. For First Time Users:
You Can Register For Paypal Ofr Free Using Email Address.
You can Use Paypal without verifying your account with following restrictions:
1. Minimum Amount you can withdraw: $150
2. Maximum Amount You Can withdraw per month: $500 ($5 Will be deducted for cheque fees)
3. Total Amount You Can Withdraw: $3000
4. If You Need to send Any Amount To someone using Paypal, Total amount You can send $100.
5. If You are beginner use Primary Account However you can not get credit card or debit card payment s using this Account
6. If You are recieving Payments through cC or Debit Cards Upgrade to Premier account or Business account.
7. Convert To Business account only If you have a Business account with your bank...
For verification:
1. International Debit card Is not Usefull
2. You Need to have International Credit Card For Verification.
Add on Card On You Name will Be Ok
3. After Providing You credit card details $1.95 will be debited from your credit card.Which Will be credited in your paypal account on next withdrawal.
4. On Your Next Billing cycle of your creditcard you have to check the 4 digit number in your transaction details and provide the same to paypal only then yur account will be Verified.
Warning: If You Think Your Account will be verified instantly Please note:
It Requires a billing cycle of your credit card to get your 4 digit verification no . I had spent 20 restless days before getting my account verified.
Benefits of verification:
1. Monthly withdrawal limit increased too $2500
2. Sending limit removed.

Also Note that it takes 5-6 days for issuing cheque from Paypal
After the cheque is issued from paypal it takes atleast 7 days more to Your place.
The Cheque is Sent through indian post so you can expect a delay of more than 20 days to your place.
I had applied for cheque on 7th Spet and waiting for the cheque to reach me here in mumbai. Hope to recieve it soon.
Experienced Users Do Post Your Suggestions and Optinions For The Same

WHMTalK

Sep 18th 2006, 10:31 am

Galaxyrover

Sep 20th 2006, 1:00 pm

gCard makes it pretty easier to receive your funds from your PayPal account.

Hope this helps..

WHMTalK, can gcard be used for verification of paypal account?

abuzant

Sep 20th 2006, 1:12 pm

I will keep sayting this wherever i see the word paypal.. www.paypalSUCKS.com :D

Fastian

Sep 20th 2006, 1:45 pm

gCard is not available in India & Pakistan.
I wish things would have been differnt but they are not. :(

WHMTalK

Sep 22nd 2006, 3:28 am

gCard is not available in India & Pakistan.
I wish things would have been differnt but they are not. :(

Who told you that gCard isn't available in India and Pakistan? I don't know about Pakistan but me and my friends have been using gCard for months in India and it's working fine.

WHMTalK

Sep 22nd 2006, 3:33 am

WHMTalK, can gcard be used for verification of paypal account?

No.. gCard can't be used to verify your PayPal account because it's a no name card. You can use your gCard Checking Account as an USA bank account to withdraw funds. Since PayPal to USA bank transfer is free, you can save too much money.

Once again, gCard can't be used to verify your PayPal account. What is your monthly online transaction? More than $500/Mo?? If yes, then you gotta verify your PayPal. Otherwise, you can withdraw upto $500/Mo using an unverified PayPal account.

venturefox

Sep 22nd 2006, 3:39 am

3. After Providing You credit card details $1.95 will be debited from your credit card.Which Will be credited in your paypal account on next withdrawal.

Useful post, but in regards to this, it is alot easier if you have online banking setup and you wont need to wait for this?

eXe

Sep 22nd 2006, 3:48 am

Warning: If You Think Your Account will be verified instantly Please note:
It Requires a billing cycle of your credit card to get your 4 digit verification no .

Nice thread aakashshah123, allthough you can get it verified immediately by calling your credit card company & asking them for the 4 digit expanded use number.

Fastian

Sep 22nd 2006, 3:56 am

Who told you that gCard isn't available in India and Pakistan? I don't know about Pakistan but me and my friends have been using gCard for months in India and it's working fine.

Ahhh
India & Pakistan are in Warning zone but not is Blacklist. Sorry I over looked the file I downloaded.

BTW, If gCard can not be used to verify PayPal account then what is the main use you are doing?? I mean, from where you are transferring to gCard?

According to the main page of gCard.Com, it can be used as "PayPal payout Card" what does that mean??

MeetHere

Sep 22nd 2006, 4:11 am

Very nice guide aakash, thank u very much. Where to buy qcard and it costs 100$ ? is there any fee thereafter for qcard? Hope paypal starts online transfer soon ..

WHMTalK

Sep 22nd 2006, 4:39 am

Ahhh
India & Pakistan are in Warning zone but not is Blacklist. Sorry I over looked the file I downloaded.

BTW, If gCard can not be used to verify PayPal account then what is the main use you are doing?? I mean, from where you are transferring to gCard?

According to the main page of gCard.Com, it can be used as "PayPal payout Card" what does that mean??

In simple words, gCard is an International ATM Card that can be used at any ATM around the world where Mastercard is accepted.

As far as the term "PayPal Payout Card" is concerned, you can transfer your PayPal fund to your gCard account and use your gCard on any ATM (where Mastercard is accepted) to withdraw your funds.

This way, you don't have to keep waiting for months to receive your PayPal check (that sometimes never reaches your door).

The graph is pretty simple: PayPal >> gCard >> ATM >> Cash in your hand

Fastian

Sep 22nd 2006, 5:05 am

That means, Paypal supports to transfer fund to gCard directly??
Is that what are you saying??
Or the money needs to go to your bank first, then gCard & then where u are right now???

eXe

Sep 22nd 2006, 6:55 am

That means, Paypal supports to transfer fund to gCard directly??

No, gCard will provide you with a US checking bank account number. You will add this checking bank account number to your paypal account as a US bank account & the funds you withdraw to it will be available on your gCard.

WHMTalK

Sep 22nd 2006, 7:02 am

That means, Paypal supports to transfer fund to gCard directly??
Is that what are you saying??
Or the money needs to go to your bank first, then gCard & then where u are right now???

Man! How many instructions do you need in order to understand a simple stuff?

PayPal >> gCard >> ATM >> Cash <---

I don't think that it should be hard to understand now. :)

When you complete all the gCard verification process, they'll provide you a chequing account in USA. You'll have to add this account into your PayPal account as an USA bank account.

Once PayPal verifies that the chequing account is related to you, it'll allow you to transfer your PayPal funds to your gCard (your USA chequing account).

As soon as your PayPal fund reaches your gCard account, you can use your gCard at any ATM (that supports Mastercard) to withdraw all the funds.

Is there anything else left that you can't understand? :)

eXe

Sep 22nd 2006, 7:08 am

Checking account + US address + phone number + EIN = US Merchant account!!!

**smiles in evil glee**

gCard is amazing, you can do so much more with it than just withdraw paypal funds. It can be used with adsense as well!

n.b

Sep 22nd 2006, 7:11 am

Good post. It will help a lot of noobs.

Has any Indian DP member used gCard yet?

eXe

Sep 22nd 2006, 7:11 am

Has any Indian DP member used gCard yet?

I'm using it.

WHMTalK

Sep 22nd 2006, 7:14 am

Good post. It will help a lot of noobs.

Has any Indian DP member used gCard yet?

I'm an Indian, if you are curious. ;) Feel free to ask anything that is related to PayPal and gCard.

Or if you are in India, UTI bank has launched a merchant service. You can contact them. That'll make all the process pretty simple for Indians.

n.b

Sep 22nd 2006, 7:16 am

How do I setup a gCard? Fees etc? How good is it?

MLDesigners

Sep 22nd 2006, 7:22 am

Very useful post, thanks!

eXe

Sep 22nd 2006, 7:26 am

Or if you are in India, UTI bank has launched a merchant service. You can contact them. That'll make all the process pretty simple for Indians.

http://ebs.in/ right? I'm looking for some feedback about them, they sound good but I don't want to get a "merchant account" then send buyers to their page to enter their card info.

WHMTalK

Sep 22nd 2006, 1:00 pm

http://ebs.in/ right? I'm looking for some feedback about them, they sound good but I don't want to get a "merchant account" then send buyers to their page to enter their card info.

Yes, the same site.

Well.. don't you know that even if you are a PayPal merchant account holder, your clients will have to enter their credit card info on PayPal's site (if they don't have a PayPal account) ?

Now, why is this a problem if an Indian company has started the same service? And we must wait few months to see some improvements in the EBS services because it's a new launch.

eXe

Sep 22nd 2006, 1:02 pm

PayPal merchant account holder

Paypal is not a merchant account provider, they are a third party payment processor. With a real merchant account, you can process sales on your own site or manually/batch.

Fastian

Sep 23rd 2006, 6:14 am

Man! How many instructions do you need in order to understand a simple stuff?

PayPal >> gCard >> ATM >> Cash <---

I don't think that it should be hard to understand now. :)

Well. Thanks a lot for the help.
I think this info would be enough for some days ;)

abuzant

Sep 23rd 2006, 6:23 am

Why not getting a direct US bank account?
Read this post written by me a while ago, lots of my readers have confirmed finisheing this with no trouble and they now have verified paypals..

http://www.abuzant.com/od/2006-06/verifying-your-non-us-paypal-account.html

manish

Sep 24th 2006, 8:41 am

Very helpful information. Maybe HSBC also offer any online plug-ins for money transfer. Need to know more details. Any help..

rangan

Sep 25th 2006, 5:56 am

Very useful post. Thanks.

Paypal chq-on which bank it is drawn by them.
Is it paypal at par on any city or it has t be sent for collection?
Thanks.

Abhik

Sep 25th 2006, 6:09 am

Can I verify my account with SBI Debit Card?

eXe

Sep 25th 2006, 6:10 am

Can I verify my account with SBI Debit Card?

Most likely yes.

MeetHere

Sep 25th 2006, 7:05 am

I am not able to verify with my ICICI bank debit card :(

Have anybody tried creating non-US account to transfer your paypal fund quickly without waiting for days to get your cheque ?

aakashshah123

Sep 25th 2006, 9:11 am

Can I verify my account with SBI Debit Card?

No, I have tried Verifyinbg my account earlier with My SBI , ICICI and HDFC International Debit Cardsm but it doesnt support them. You need to have a credit card for them. I had verified the account with add on card Povided with my Mother's Credit card.

neoms

Sep 25th 2006, 10:36 am

Yes you need Credit Card for the verification process. I also tried my debit card to verify, but it is not possible. Then I applied for a credit card and now everything works fine.

No, I have tried Verifyinbg my account earlier with My SBI , ICICI and HDFC International Debit Cardsm but it doesnt support them. You need to have a credit card for them. I had verified the account with add on card Povided with my Mother's Credit card.

neoms

Sep 25th 2006, 10:52 am

Hi WHMTalK n EXE,

Once we take a gcard...can we use it forever?

How long will it take for verification and get the card activated?

eXe

Sep 25th 2006, 2:10 pm

Hi WHMTalK n EXE,

Once we take a gcard...can we use it forever?

How long will it take for verification and get the card activated?

Well theres a $5 + 5% fee each time you load the card.

After you order & activate the card, you need to send them two more documents for verification before you'll be able to receive ach deposits (paypal).

neoms

Sep 25th 2006, 8:26 pm

Ok great. But we can instantly add and withdraw funds, right? I mean it will take only hours to add funds and then withdraw from ATM. Or will it take much more time?

eXe

Sep 25th 2006, 8:29 pm

Takes 2 days

neoms

Sep 25th 2006, 8:34 pm

Oh only two days...that is great. :)

aakashshah123

Sep 26th 2006, 12:42 am

Hi,
I have Just Recieved My First Paypal cheque. I was previously Worried about the delay but i recieved It within 18 days.
http://www.nonstopmasti.be/?p=19

WHMTalK

Sep 26th 2006, 1:14 am

Hi,
I have Just Recieved My First Paypal cheque. I was previously Worried about the delay but i recieved It within 18 days.
http://www.nonstopmasti.be/?p=19

You are lucky, pal!

I had more than $3500 in my verified PayPal account (in the starting months) and I kept waiting for months but the PayPal cheque didn't reach my door. The worst point about PayPal cheque is that they don't take any responsibility if the cheque reaches your door or not.

PayPal should have an option to send cheques using a popular courier service like FedEx (for some extra bucks).

gCard was my only option to receive my PayPal funds. Now I'm pretty happy after completing the gCard Verification Level 2 process.

aakashshah123

Sep 26th 2006, 1:27 am

WHMTalK

Sep 26th 2006, 1:41 am

To WHMTalk :
I have noticed that you have been promoting Gcard in every post.
Why do you need to promote it and mention it on every post. I understand that It was a useful information but mentioning it in evry post of yours sounds fishy to me.
Personally i think $100 Is a much higher value for verification process.
Also It Would not help indians a lot.
I have not seen list of ANY INDIAN BANKS WHERE IT IS CAN BE USED AS ATM CARDS.
MY REQUEST IS STOP PROMOTING THE PRODUCT ON THIS SITE

Some of you Indians are crazy as hell, if somebody asks me. Get some sense and stop your crap.

I'm just trying to help people. Don't start jumping if you have got your FIRST PayPal cheque. If you can't buy gCard, you have no right to shout on other people for your helplessness.

There are many Indians who are using gCard and are pretty happy. People like you can't progress themselves neither they'll let anyone to progress properly.

aakashshah123

Sep 26th 2006, 1:58 am

Who told you that gCard isn't available in India and Pakistan? I don't know about Pakistan but me and my friends have been using gCard for months in India and it's working fine.

Some of you Indians are crazy as hell, if somebody asks me. Get some sense and stop your crap.

I'm just trying to help people. Don't start jumping if you have got your FIRST PayPal cheque. If you can't buy gCard, you have no right to shout on other people for your helplessness.

There are many Indians who are using gCard and are pretty happy. People like you can't progress themselves neither they'll let anyone to progress properly.

First Tell Me What offensive i have written about you!!! I had just requested you to stop promoting gcard in every post of yours!!!
and You are blaming me!!!
Also I would Like to know what do you mean by Some of you Indians are crazy as hell !!!!!
And Finally I read somewhere " Anger Is Useless" Thats the Best Example I could have ever Found for anger management I suppose!!!
HAHAHA

neoms

Sep 26th 2006, 2:03 am

Aakash why do you think WHMTalk is trying to promote Gcard. He only answered for some queries that some other members (including me) asked him in the posts. I think he gave a nice explanation of a new service called gcard. I was unaware of such an International Card before reading this thread. I think there are many people who are not aware of gcard!

To WHMTalk :
I have noticed that you have been promoting Gcard in every post.
Why do you need to promote it and mention it on every post. I understand that It was a useful information but mentioning it in evry post of yours sounds fishy to me.
Personally i think $100 Is a much higher value for verification process.
Also It Would not help indians a lot.
I have not seen list of ANY INDIAN BANKS WHERE IT IS CAN BE USED AS ATM CARDS.
MY REQUEST IS STOP PROMOTING THE PRODUCT ON THIS SITE

aakashshah123

Sep 26th 2006, 2:09 am

WHMTalK

Sep 26th 2006, 2:11 am

Tell Me What offensive i have written about you!!! I had just requested you to stop promoting gcard in every post of yours!!!
and Youa are blaming me!!!
HAHA!!!

How longer have you been on the Internet? Learn to respect others and DO USE YOUR BRAIN before commenting on other person's post.

As you can see, eXe and I are answering the questions that are being asked to us. If I'm sounding fishy according to you, forget about gCard. And hey! by the way, I never recommended you to buy gCard, did I? :p

I'm not an Internet newbie who have to edit his post thrice just to change his words. :rolleyes:

Anyways, is eXe your buddy? ;) You didn't comment against him.

And listen, man! Can you see my signature? There is something like "Anger is useless.." if you can properly read it. :p

Note for others: I'm no way affiliated with gCard, neither I'm promoting their product (I'm a professional person and I do know to do business). For them who have any doubt about me or I'm sounding fishy for them, I'll request to see if I've posted any gCard affiliate link either in my posts or in my signature. (I don't do any promotion for free. I'm not a dumb to waste my time to promote other businesses for free).

If anyone of you folks have any PayPal or gCard related problem, feel free to ask me OR you can always ask other experienced people like eXe.

- Avi

aakashshah123

Sep 26th 2006, 2:20 am

How longer have you been on the Internet? Learn to respect others and DO USE YOUR BRAIN before commenting on other person's post.

As you can see, eXe and I are answering the questions that are being asked to us. If I'm sounding fishy according to you, forget about gCard. And hey! by the way, I never recommended you to buy gCard, did I? :p

I'm not an Internet newbie who have to edit his post thrice just to change his words. :rolleyes:

Anyways, is eXe your buddy? ;) You didn't comment against him.

And listen, man! Can you see my signature? There is something like "Anger is useless.." if you can properly read it. :p

Note for others: I'm no way affiliated with gCard, neither I'm promoting their product (I'm a professional person and I do know to do business). For them who have any doubt about me or I'm sounding fishy for them, I'll request to see if I've posted any gCard affiliate link either in my posts or in my signature. (I don't do any promotion for free. I'm not a dumb to waste my time to promote other businesses for free).

If anyone of you folks have any PayPal or gCard related problem, feel free to ask me OR you can always ask other experienced people like eXe.

- Avi

Ok Buddy!!! I wont mind to say "Sorry" to You if i am Wrong. I Already mentioned that it was my view then bcoz, instead of paypal you were just discribing about gcard every here in this post " Paypal FAQs answered"
No HArd Feelings man.

Fastian

Sep 26th 2006, 4:35 am

Well theres a $5 + 5% fee each time you load the card.

After you order & activate the card, you need to send them two more documents for verification before you'll be able to receive ach deposits (paypal).

And what are these documents?
Could you give details ?

eXe

Sep 26th 2006, 4:36 am

Scan or photocopy of passport & drivers license.

magick1

Sep 26th 2006, 9:57 pm

Do credit card companies in India charge a foreign exchange fee for using paypal
If I pay for a book on amazon using paypal? will I be charged for exchange rate?

eXe

Sep 26th 2006, 10:19 pm

Do credit card companies in India charge a foreign exchange fee for using paypal
If I pay for a book on amazon using paypal? will I be charged for exchange rate?

Yes they do. All foreign currency transactions are "marked up to 3%"

saurabhk

Sep 27th 2006, 6:31 am

International Debit card Is not Usefull

Can i verify my a/c using Bank of Baroda Internaional Debit card (with Visa electron logo) ? If not then why paypal asks for debit card for verification?

weathyman

Sep 27th 2006, 7:06 am

Any body here have any idea whether paypal money can be withdrawn through
cashevolution card?

aakashshah123

Sep 27th 2006, 7:13 am

Can i verify my a/c using Bank of Baroda Internaional Debit card (with Visa electron logo) ? If not then why paypal asks for debit card for verification?

Well as i said i had tried international debit card for verification but it is not available..
i think for verification it asks only for credit card however if you want to send money or deposit money u can use debit card..

saurabhk

Sep 27th 2006, 7:42 am

Well as i said i had tried international debit card for verification but it is not available..
i think for verification it asks only for credit card however if you want to send money or deposit money u can use debit card..

Thanks for replying.
can i purchase domains/hosting with unverified paypal a/c ?

WHMTalK

Sep 27th 2006, 8:04 am

Thanks for replying.
can i purchase domains/hosting with unverified paypal a/c ?

You can purchase anything on the Internet (not sure about xxx stuffs though :p ) using PayPal.

UNVERIFIED status has some limitations for sellers, not for buyers. ;)

saurabhk

Sep 27th 2006, 8:10 am

UNVERIFIED status has some limitations for sellers, not for buyers

what about sending limits?

BigPhil

Sep 27th 2006, 8:30 am

gCard is amazing, you can do so much more with it than just withdraw paypal funds. It can be used with adsense as well!

How exactly can you use it with adsense?

aakashshah123

Sep 27th 2006, 10:25 am

what about sending limits?

The Sending Limit Is $100 Only!!!

eXe

Sep 27th 2006, 11:03 am

How exactly can you use it with adsense?

Bank transfer (ACH) of your adsense earnings into gCard.

BigPhil

Sep 28th 2006, 12:21 am

I think it can only be done in countries that have EFT transfer.

eXe

Sep 28th 2006, 12:35 am

The United States:)

MeetHere

Sep 28th 2006, 6:18 am

Is there any problem in withdrawing money from an unverified account?

Does it take long time for unverified account check to reach home ?

BigPhil

Sep 28th 2006, 9:01 am

Is there any problem in withdrawing money from an unverified account?

Does it take long time for unverified account check to reach home ?

You can verify your account with a gcard. Not directly with the card but with the us account number you get. Then you can transfer the money to your account . After a couple of days you should see the money on your card in the gcard online account manager. You can then withdraw it from an atm that has the maestro / cirrus logo.

justchill

Sep 29th 2006, 8:45 pm

A Very Useful Post. Rep added to aakashshah123, WHMtalk and eXe
Thankyou for the information

Fastian

Sep 30th 2006, 12:43 am

You can verify your account with a gcard. Not directly with the card but with the us account number you get. Then you can transfer the money to your account . After a couple of days you should see the money on your card in the gcard online account manager. You can then withdraw it from an atm that has the maestro / cirrus logo.

Well, I have seen this again & again. (I gonna love gCard)
But doesn't that mean, you can get a PayPal from any country if you have a Gcard??
After all, what do you need to get PayPal?? (A US account that you can use to varify)
Correct me if i am wrong..

eXe

Sep 30th 2006, 12:44 am

But doesn't that mean, you can get a PayPal from any country if you have a Gcard??

Yes, that is correct.

Freewebspace

Sep 30th 2006, 1:41 am

This is a long long thread i lost some where about waht is a GCARD? where i can find a tutorials about a GCARD? tell me

eXe

Sep 30th 2006, 2:34 am

This is a long long thread i lost some where about waht is a GCARD? where i can find a tutorials about a GCARD? tell me

Tutorials?:rolleyes: :D

Visit http://www.mygcard.com

gr8liverpoolfan

Sep 30th 2006, 3:01 am

@ Meethere, if you are just asking about withdrawing money from an unverified account with a check, it shouldn't take more time . Depends on the postal services in your country, and you have a withdrawal limit, which you might be aware of.

vnviews

Oct 3rd 2006, 6:25 pm

Yes, that is correct.

Sorry for jumping to your thread, I'm not from India. :D
Can you confirm that can be used in any country? And what do you use as address, US address or you home address in India?
Thanks.

bnts

Oct 3rd 2006, 6:42 pm

oops, this is a wonderful thread. I just found it today. Actually I have already posted some topics here and there but I got the answers to all of them here :)

Thanks.

eXe

Oct 3rd 2006, 8:51 pm

Can you confirm that can be used in any country?
Yes, more precisely any ATM that works with mastercard.

And what do you use as address, US address or you home address in India?
Thanks.
Either will do.

simplecoders

Oct 3rd 2006, 10:24 pm

Nice to enter DP forum. I am from India. This is my first post.

Gcard can be used at any ATM which accept mastercard.

But can I know from those who are using Gcard in India, with what specific bank ATMs can I use Gcard ( like UTI bank, HDFC bank etc).

Thank you

eXe

Oct 3rd 2006, 10:32 pm

But can I know from those who are using Gcard in India, with what specific bank ATMs can I use Gcard ( like UTI bank, HDFC bank etc).

Any. The "bank" does not matter. As a matter of fact you can even use a UTI bank mastercard plastic at an HDFC ATM & vice versa as long as the ATM accepts mastercard.

aardvax

Oct 4th 2006, 12:38 am

thanks a lot to you Guys
i think i will join the civilized world soon.

eXe

Oct 4th 2006, 12:41 am

i think i will join the civilized world soon.

Welcome :D

vnviews

Oct 4th 2006, 1:50 am

i think i will join the civilized world soon.
I hope me too :D
Thanks a lot.

aakashshah123

Oct 4th 2006, 4:22 am

Thanks a lot for your positive feedback guys!!!!
I had written this post as i myself had to find scattered information for my queries... Thanks to DP and Other Forums i had all my douts cleared ( Not faced any other problem from paypal Yet: touchwood)
I recieved my credit card statement today and the amout $1.95 that Paypal Used For Verification had been converted to INR 93.65
Also I was refunded the $1.95 immediately on Paypal after My account was verified so No Problem there..

Today I was to withdraw another amount from there but the rate has dropped down past couple of days and i fear the conversion rate from paypal will be much lower too... so wait for any other payment from my clients and wait for higher revenue chance( I dont see it since markets are down everywhere)
I think i wont recieve the cheque by Diwali :(

Welcome Simplecoders and Aardvax.

BIGC

Oct 4th 2006, 10:33 am

better than Gcard go for VMC i seel VMC let me know if you want

creationz

Oct 4th 2006, 5:22 pm

Do online prepaid cards work for paypal verification?
If yes which is the best card to take?

khasmoth

Oct 4th 2006, 6:09 pm

BIGC

Oct 6th 2006, 11:43 am

Yes prepaid cards work .. I used one ..if you want pm me .. i can help you out

mixke

Oct 6th 2006, 10:31 pm

All i can say is that its very well written and thumbs up for the great info and everything is perfect and that 4-digit thingy is Perfect which many people dunno. Nice Work ..!!
;) :) ;) :)

niceboy

Oct 7th 2006, 9:09 am

Thanks akash. I understood a lot about paypal.

btw, most of the domain registrars do not accept unverified paypal account. As i know only namecheap allows it.

mixke

Oct 7th 2006, 9:59 am

Thanks akash. I understood a lot about paypal.

btw, most of the domain registrars do not accept unverified paypal account. As i know only namecheap allows it.
domainsite also accepts payment from un-verified accounts .

DnWizard

Oct 7th 2006, 11:31 am

One big doubt I am having since I started using PayPal - Can I verify my account using a Visa compatible debit/ATM card in India?

BIGC

Oct 7th 2006, 12:16 pm

U cant use any Indian Debit Cards ATM Cards to Confirm your Paypal account. Indians can only use International Credit Cards or Virtual Credit Cards to Confirm Paypal

aakashshah123

Oct 7th 2006, 1:46 pm

Thanks friends for your Feedbacks. I was wondering what could have been the best possible title for this post.
This post is already ranking No.4 for google search " Paypal Users India"
Hope it benefits all the prospective Paypal Users From India and Their DOubts are cleared!!!

mixke

Oct 7th 2006, 2:21 pm

tomcatdss

Oct 8th 2006, 4:13 am

Hi,
Can anyone give me info about prepaid online cards? How that they be used to verify paypal account?

Some people say that it is not safe to give credit card info at paypal as the identities of paypal users including credit card numbers are being stolen from there. What is your opinion on that?

Is there any option to verify account apart from gCARD and credit card verification?

Is there any way to track missed or delayed cheque payments sent by paypal ?

eXe

Oct 8th 2006, 4:25 am

Some people say that it is not safe to give credit card info at paypal as the identities of paypal users including credit card numbers are being stolen from there. What is your opinion on that?

I don't think they're stolen directly from paypal's databases. Only if you're stupid enough to fall for a phishing email.

Is there any way to track missed or delayed cheque payments sent by paypal ?
Not to India.

Is there any option to verify account apart from gCARD and credit card verification?
Not for Indian users.

tomcatdss

Oct 8th 2006, 10:50 am

Hi,
Can we use a credit card of one of our relatives to get our account verified or does it have to be under our own name?

eXe

Oct 8th 2006, 10:52 am

Can we use a credit card of one of our relatives to get our account verified or does it have to be under our own name?

You can use a relative's credit card:) Ideally the relative's last name is supposed to be the same as your last name to get through the name verification but this does not actually make a difference with paypal.

mixke

Oct 8th 2006, 11:45 am

You can use a relative's credit card:) Ideally the relative's last name is supposed to be the same as your last name to get through the name verification but this does not actually make a difference with paypal.
thnx buddy i never knew about getting verified using relative's CC . :) ;)

websys

Oct 9th 2006, 2:09 am

very nice post ... good work

tulip4heaven

Oct 10th 2006, 12:02 am

If i m in pakistan and i have credit card , can i apply for paypal ?

eXe

Oct 10th 2006, 12:30 am

If i m in pakistan and i have credit card , can i apply for paypal ?

Pakistan does not appear here.

http://www.paypal.com/cgi-bin/webscr?cmd=_display-approved-signup-countries-outside

career_info_fun

Oct 10th 2006, 12:35 am

nice to know more info about paypal and i
have registered there

wyuguy

Oct 11th 2006, 6:43 am

Anyone use the E*trade brokerage account to receive money?

johnwoof

Oct 12th 2006, 2:22 am

Well.. nice suggestions! As you have wanted to know experienced users' opinions, one can get a gCard in 2-3 days for less than $100. gCard makes it pretty easier to receive your funds from your PayPal account.

Hope this helps..

What I see in FAQ

How do I add money to my card?

You can transfer money to your card over the Internet or at your bank. Please see the methods below:

- DDA Direct Deposit Account (Payroll)
- International Bank Transfer (Wire, Swift, IBAN, etc.)
- European Instant Bank Transfer (European ACH)
- e-gold (Instant Automatic loading system)
- SwiftPay Cash Western Union.
- Cash Deposit ConveniaLoad.
- Cash Deposit Ukash.
- gCard to gCard (card-to-card transfer)
- ACH Purchase (Automatic Clearing House)

It is not written that u can use paypal to load Money

Can Anyone clear this

Thanks

eXe

Oct 12th 2006, 4:39 am

gCard will provide you with a US checking bank account number, which you'll need to add to your paypal account as a bank account. Then, wehn you withdraw money to this "bank account", the funds will be available on Gcard.

What I see in FAQ

It is not written that u can use paypal to load Money

Can Anyone clear this

Thanks

bnts

Oct 13th 2006, 2:56 am

I'm an Indian, if you are curious. ;) Feel free to ask anything that is related to PayPal and gCard.

Or if you are in India, UTI bank has launched a merchant service. You can contact them. That'll make all the process pretty simple for Indians.
Hi, can you shed some more light on this please...about the UTI Merchant Service?

Hi EXE, just wanted to know if there is any fee other than the 100USD for using gcard...anything like ATM [cross bank] fee, or monthly fee etc...Is the 100 USD onetime and for a lifetime?

Thanks a lot...

BIGC

Oct 14th 2006, 12:28 am

Hi EXE, just wanted to know if there is any fee other than the 100USD for using gcard...anything like ATM [cross bank] fee, or monthly fee etc...Is the 100 USD onetime and for a lifetime?

Thanks a lot...
Yes everytime you transfer from paypal ..it will cost you 5% and 5$ of transfer amount .

creationz

Oct 14th 2006, 1:30 am

A friend told me that it is easy to get a HSBC credit card
can i use it to verify my paypal account?
anyone here who has used his /her hsbc credit to verify paypal account?

deluxdon

Oct 14th 2006, 1:44 am

A friend told me that it is easy to get a HSBC credit card
can i use it to verify my paypal account?
anyone here who has used his /her hsbc credit to verify paypal account?

If its credit card then you will easily verify your paypal account using it because paypal accept all credit card.

:)

aakashshah123

Oct 14th 2006, 1:46 am

A friend told me that it is easy to get a HSBC credit card
can i use it to verify my paypal account?
anyone here who has used his /her hsbc credit to verify paypal account?

Any Credit Card from Any Bank as long as they are Visa / Mster Or American Express card are easy to verify.
For Visa or master card
Once You Recieve the card All You have to do is to submit the last three digit printed on the back of the card.
Just A Reminder it should be an Intl credit card.
Which would be in 90 % of the case with banks like HSBC / HDFC/ ICICI/ SBI etc.
Also now a days it is easy to have a CC from any of the above banks . All You Need is a Savings Bank Account and A Pan card . Also Income proof if Possible ( Not necessary).
I had My card as an add on from My mothers Card which was Provided As lifetime free by HDFC Bank.
Hope This Clears Your Dout.
Regards,
Aakash

aakashshah123

Oct 14th 2006, 1:53 am

Hi ,
Thanks websys and Mixie for the Green.
It seems that this thread has been proved to be a very usefull guide for users in India. Including Contribution form EXE , WHM and other members.
I am Not Rep Hungry but its only that I have recieved only 4 Reps after approx 1700 views and 108 posts !!!
I even dont know what reps are meant for , Can someone explain me this..

aakashshah123

Oct 14th 2006, 1:56 am

Ok i got a red for asking wwhat is rep and should i deserve it. sorry for the same.

bnts

Oct 14th 2006, 2:48 am

Yes everytime you transfer from paypal ..it will cost you 5% and 5$ of transfer amount .
I read that before, here I am asking is: is there any ATM fee when you withraw from the ATMs here in India...

eXe

Oct 14th 2006, 3:08 am

I read that before, here I am asking is: is there any ATM fee when you withraw from the ATMs here in India...

No .

BIGC

Oct 14th 2006, 3:20 am

Well better go for VMC card ..Even if you withdraw any amount from payapl say 2000$ ..you wil have 1997$ in your card ..I suggest VMC is a lot better than gcard.

bnts

Oct 14th 2006, 3:21 am

I went to order a gcard to mygcard.com...then i select TakeOrder, then CardHolder..then there are lots of options...like taking bulk order...They have also mention the card cost $25, but I have found in the posts that the card cost $100...I am going through the wrong process?

bnts

Oct 14th 2006, 3:24 am

Well better go for VMC card ..Even if you withdraw any amount from payapl say 2000$ ..you wil have 1997$ in your card ..I suggest VMC is a lot better than gcard.
Ok student, you have been promoting this VMC cards since long...Please explain its features and also how to get it...and its net cost etc etc...

johnwoof

Oct 14th 2006, 10:34 pm

Hi

FYI SBI creidit card will not worrk with paypal

I tried & it said thatcan't verify ur card

Thanks

YIAM

Oct 18th 2006, 1:00 am

Thank eXe for providing valuable information about GCard. Given you http://forums.digitalpoint.com//images/reputation/reputation_pos.gif

I want to order a GCard. Is GCard accepts payments from paypal? This option is not found on their site. Any Help ??

eXe

Oct 18th 2006, 1:24 am

I want to order a GCard. Is GCard accepts payments from paypal? This option is not found on their site. Any Help ??

They accept credit cards, not paypal.

neoms

Oct 18th 2006, 2:12 am

I think there is no problem using SBI credit card for verifying PayPal account. I used my SBI card for verification and it hasn’t showed any error.

Johnwoof...please try one more time...sometimes you have made a typo while entering the credit card number.

Hi

FYI SBI creidit card will not worrk with paypal

I tried & it said thatcan't verify ur card

Thanks

k_avinash

Oct 18th 2006, 10:40 am

Aakash, You have neatly summerized the whole stuff..thanks.

bnts

Oct 18th 2006, 10:44 am

I think there is no problem using SBI credit card for verifying PayPal account. I used my SBI card for verification and it hasn’t showed any error.

Johnwoof...please try one more time...sometimes you have made a typo while entering the credit card number.

Are you sure of this..please let me know the steps...thanks

EDIT: ok I got it, it should be the same way using any other credit card..right? I will try with my mom's cc then...

YIAM

Oct 19th 2006, 6:06 am

Just fund this article about GCard.

http://www.newsbackup.com/about839067.html

There is lots of similar thing here : http://www.google.co.in/search?hl=en&q=gcard+scam&btnG=Google+Search&meta=

bnts

Oct 19th 2006, 7:10 am

Thanks BCABANK...this is a wonderful info and I would like everyone to have a look...

abiji

Oct 19th 2006, 1:16 pm

@Student. Can you tell us more about the VMC you are talkign about ?

Plus i have heared a lot of bad reviews about GCard.

bnts

Oct 21st 2006, 6:18 am

eXe

Oct 21st 2006, 6:47 am

Hi, one question here. If my PP account is not varified, is there aby harm in requesting for a cheque?

And some you guys said that sometimes the cheque never arrive to you, will my money be lost if the cheque never arrive to me?

Please answer me. I need to request a cheque urgently and my account is not yet varified.

If someone with unvarified PP has already requested your cheque, please share your experience here.
Thanks.

There's no harm requesting a cheque having an unverified account. If the cheque gets lost in transit, you can contact paypal after 45 days and request them to credit the amount back to your paypal account.

gr8liverpoolfan

Oct 21st 2006, 6:50 am

But they charge a certain amount as fees for that-I think $15 :)

eXe

Oct 21st 2006, 6:51 am

But they charge a certain amount as fees for that-I think $15 :)

$5 is the fee they charge for processing cheque withdrawals:)

gr8liverpoolfan

Oct 21st 2006, 7:00 am

$5 is the fee they charge for processing cheque withdrawals:)

No, not for that. If you cheque gets lost and you want the amount to be recredited in your account ,then:)

eXe

Oct 21st 2006, 7:01 am

No, not for that. If you cheque gets lost and you want the amount to be recredited in your account ,then:)

Aah yeah...

bnts

Oct 21st 2006, 7:25 am

So how much is the possibility of loosing a cheque in transit...I am new so please don't mind for this noob question:( Ofcourse I am going to request for a cheque whatever the result may come out to be...

eXe

Oct 21st 2006, 7:41 am

YIAM

Oct 21st 2006, 7:47 am

I have requsted a check about one month ago... Still waiting..

gr8liverpoolfan

Oct 21st 2006, 7:48 am

BNTS, have you ever got letters from your relatives abroad?? I know in this age, that is a bit of an odd question to ask, but it will give you an idea of what time it will come in.

bnts

Oct 21st 2006, 7:50 am

Yep..I do...anyway thanks hope I will get the cheque for sure:)

Thanks for your reply gr8liverpoolfan...

YIAM

Oct 21st 2006, 7:55 am

Till now I have received 3 Google Adsense check. All of them exactly on 5th day of month.

Few years back I got few StormPay check within 17 days.

Why PayPal takes so much time??

eXe

Oct 21st 2006, 7:58 am

Till now I have received 3 Google Adsense check. All of them exactly on 5th day of month.

Few years back I got few StormPay check with 17 days.

Why PayPal takes so much time??

Actually, the transit time for paypal, adsense & stormpay cheques sent via regular mail is pretty much the same... The only difference being paypal takes about 4 days to actually dispatch the cheque after you request it.

Fastian

Oct 21st 2006, 9:30 am

Just fund this article about GCard.

http://www.newsbackup.com/about839067.html

There is lots of similar thing here : http://www.google.co.in/search?hl=en&q=gcard+scam&btnG=Google+Search&meta=

OMG
Is that true??
Can any gCard holder here confirm it ??
I guess eXe has one so can you please tell us if this is really the case with gCard?

BTW, i read few threads and did a search, it seems to be true but these threads were about a year old. (August 2005) I dont know if its still happening or if gCard have done something about this security issue.

eXe

Oct 21st 2006, 9:38 am

OMG
Is that true??
Can any gCard holder here confirm it ??
I guess eXe has one so can you please tell us if this is really the case with gCard?

BTW, i read few threads and did a search, it seems to be true but these threads were about a year old. (August 2005) I dont know if its still happening or if gCard have done something about this security issue.

I read that article, and while I am unsure if the "backdoor" exists or not, I can say positively that I haven't had any problems with gCard yet.

miner

Oct 25th 2006, 5:48 am

confused now after reading the posts above about mygcard, i thought found a solution to withdraw my paypal funds thro gcard....

hmm... any better solutions?

thanks for all very good info...

surfnearnzone

Oct 25th 2006, 7:08 pm

Perhaps ppl will like to see this thread http://forums.digitalpoint.com/showthread.php?t=20549

bnts

Oct 27th 2006, 11:45 am

I have another PayPal question and hope some can give me some information.

I have two PP accounts..one personal and one premier. Can I verify both PP by using same Bank information?

Thanks

eXe

Oct 28th 2006, 12:27 am

I have two PP accounts..one personal and one premier. Can I verify both PP by using same Bank information?

Not at the same time.

bnts

Oct 28th 2006, 1:30 am

Not at the same time.
Thanks eXe for the reply...not at the same time means do I have to close the first varified account if I want to varify the other one with the same bank information?

What happen actually is that in my premium paypal account is opened in my first name and last name (I missed my middle name). But in my bank information I have all the three names. What I want is varify the premium PP and transfer all balance to my new personal account with the exact name as my Bank information and then varify my personal PP after closing the premium PP...

Is this feasible?

Ballz

Oct 28th 2006, 1:42 am

Does paypal Still accept - Etrade account numbers?

bnts

Oct 28th 2006, 6:40 am

Does paypal Still accept - Etrade account numbers?
I think it's still working because I have heard people talking about new account opening procedures in other forums and also in abuzant.com. Was there any case of paypal not accepting Etrade account recently?

aakashshah123

Oct 30th 2006, 3:46 am

deluxdon

Oct 30th 2006, 3:54 am

Can Anyone please provide the paypal address as it appears on postal cover. I have to inquire about itat my post office since i have not recieved the cheque issued by paypal 25 days dack. :(
Help is highly appreciated.

I think you have to wait few more days for that cheque. And what do you mean by Paypal address as it appears on postal cover :confused:

kiviniar

Oct 30th 2006, 4:06 am

Loads of info....need to finish reading through the thread..

Bookmarked it for later reading - will catch up at night

aakashshah123

Oct 30th 2006, 4:26 am

I think you have to wait few more days for that cheque. And what do you mean by Paypal address as it appears on postal cover :confused:

I meant the "From Address" of paypal.

deluxdon

Oct 30th 2006, 4:32 am

I meant the "From Address" of paypal.

Paypal send cheque from Sweden.

aakashshah123

Oct 30th 2006, 4:34 am

Ya , i wanted the complete address so that i can inquire at local post office

YIAM

Oct 30th 2006, 10:37 pm

Do you think that getting complete "From Address of PayPal" will help you anyway, our (Indian) post office have no database for normal posts. So, They cant tell you any thing about it. Anyway here is what printed on their cover.

PO BOX: 5001
SE-202 26
Malmo

aakashshah123

Oct 31st 2006, 12:07 am

Thanks YIAM,
Update : I have just received the check today, what a relief. just deposited the check at my bank.
I wonder what happened to their plan of combining Paypal And Paisapay Here in India. Both companies are owned by Ebay .
It was in news last year during powersellers meet in mumbai. ( now i am no longer part of ebay india ) though if that would have happened then we could recieve the cheque on the 3rd-5th day itself after release.
The only difference is paypal sends cheque through citibank and paisa pay sneds it through HDFC bank.

deluxdon

Oct 31st 2006, 12:23 am

I think you have to wait few more days for that cheque.

Thanks YIAM,
Update : I have just received the check today, what a relief. just deposited the check at my bank.
I wonder what happened to their plan of combining Paypal And Paisapay Here in India. Both companies are owned by Ebay .
It was in news last year during powersellers meet in mumbai. ( now i am no longer part of ebay india ) though if that would have happened then we could recieve the cheque on the 3rd-5th day itself after release.
The only difference is paypal sends cheque through citibank and paisa pay sneds it through HDFC bank.

Thats why i have told you to wait few more days :) Because there is sometimes delay due to our postal service.

bnts

Oct 31st 2006, 12:30 am

One PP Question!
I just am confused with the PP name I have. Actuall my PP name is a little bit different from my Bank Account name. Like my PP name is "xxxx yyyy". But my Bank Account name is "zzzz xxxx yyyy". I have already ordered a PP cheque and still waiting but when I met the bank manager and ask about that, he told me to get another cheque with the same name:(

What I wanted to know is that, can I add a "zzzz" to my PP cheque at the time when I request it, cos the first name field seems to be modifiable in the withraw money page...

Have anyone tried this? Please gimme some clue...
Thanks,
bnts

Rushh

Oct 31st 2006, 12:35 am

bnts

Oct 31st 2006, 2:00 am

Yep, you can add it.... i have callled for the cheque on my name once from my sisters account.

The cheque will look like it's for zzz yyy xxx if you add 'zzz yyy' in the first name field.

P.S - ask paypal to stop the cheque, now itself instead of waiting for it to come and the bank not allowing it... they will deduct $15 from the amount though as charges.
Thanks for this post and the suggestion. I think my cheques hasn't yet despatched from paypal cos I haven't recieved any mail from them yet. I requested only 2 days back. I will cancel it right now and request another one...

Thanks again:)

deluxdon

Oct 31st 2006, 2:19 am

Thanks for this post and the suggestion. I think my cheques hasn't yet despatched from paypal cos I haven't recieved any mail from them yet. I requested only 2 days back. I will cancel it right now and request another one...

Thanks again:)

I think you can't cancel your withdrawal.

From Paypal Help

Q - How do I cancel a withdrawal?

A - We apologize for any inconvenience, but once you have initiated a withdrawal from your PayPal account it cannot be canceled.

:(

Rushh

Oct 31st 2006, 2:28 am

bnts

Oct 31st 2006, 2:32 am

Yes, deluxdon is right.... you cannot cancel the withdrawal, you will have to stop the cheque, because of which they will charge you a $15 fee. So inshort you'll be losing out on $20, ( $5 deducted when you asked for it, plus $15 for stopping the cheque )

If you need any help do let us know.. :)
I just tried to cancel, but there is no option to cancel:( So, I have submitted a stop request :( $15 gone...

EDIT: I will request another one only after I settle this one:(

johnwoof

Nov 1st 2006, 6:12 am

hey

cancel ur stop

Open new bank account with name which is printed on check

(Dont Tell The reason to bank why u r opning new account )

They will process ur check without problem :)

Thanks

bnts

Nov 1st 2006, 6:20 am

hey

cancel ur stop

Open new bank account with name which is printed on check

(Dont Tell The reason to bank why u r opning new account )

They will process ur check without problem :)

Thanks
Thanks for the suggestion lol...I am having some e-mail conversation with a paypal representative, maybe things will be fine in a few days...:)

aakashshah123

Nov 25th 2006, 12:01 pm

eXe

Nov 25th 2006, 4:25 pm

I had a query...
If there are four members in a family all having different Business and different bank accounts but same residential address, can all of them have different paypal IDs.
This is to recieve checks in different names...
This may be a problem if one of the accounts gets into trouble/limited account access.

aakashshah123

Nov 25th 2006, 7:25 pm

sorry i didnt get you.

mixke

Nov 25th 2006, 8:00 pm

I had a query...
If there are four members in a family all having different Business and different bank accounts but same residential address, can all of them have different paypal IDs.
This is to recieve checks in different names...
I guess it should work fine ... juz dont withdraw the cheques< on different name > at same time . Let us know if you find some more info on this ;) :)

Kaustubh

Nov 28th 2006, 9:50 am

What is gcard ? and how to get it ? it is offered by any bank ? tell me i am new bie please..

Man! How many instructions do you need in order to understand a simple stuff?

PayPal >> gCard >> ATM >> Cash <---

I don't think that it should be hard to understand now. :)

When you complete all the gCard verification process, they'll provide you a chequing account in USA. You'll have to add this account into your PayPal account as an USA bank account.

Once PayPal verifies that the chequing account is related to you, it'll allow you to transfer your PayPal funds to your gCard (your USA chequing account).

As soon as your PayPal fund reaches your gCard account, you can use your gCard at any ATM (that supports Mastercard) to withdraw all the funds.

Is there anything else left that you can't understand? :)

CoreReboot

Nov 28th 2006, 10:38 am

So is gCard the best method to get money from Paypal or is there any other alternatives. I wanted to ask if someone tried timesofmoneys Remit To India function. I wanted to knw if it works. I was surfing around and found out abt it so wanted to knw if a viable option o_O. ^_^

eXe

Nov 28th 2006, 1:09 pm

I wanted to ask if someone tried timesofmoneys Remit To India function. I wanted to knw if it works.
Yes, I use it regularly & it works. Note that they require the sender to have an SSN & don't permit intra-India transactions.

Freewebspace

Nov 30th 2006, 1:08 pm

deluxdon

Nov 30th 2006, 10:12 pm

I have received the money via Xoom and it was a fast transaction in 7 days also I used a singapore address

but when I first signed up ,I signed up with the address from India and then changed it to singapore but I could not change the country name

xoom also did not respond to my request for changing the country name what

could I do know whether It wil have any problem on my future transactions via Xoom

You are lucky then. But may be there is chance in your next future transaction that you will get below given message

Xoom.com has refunded this transaction, as the intended money transfer has been identified as Intra-India, which is not permissible by Indian law.

Freewebspace

Nov 30th 2006, 10:20 pm

That means tell me whether I can open another account with some foreign address and pay the amount via using the same paypal address

deluxdon

Nov 30th 2006, 10:24 pm

That means tell me whether I can open another account with some foreign address and pay the amount via using the same paypal address

I think thats better for you Freewebspace IMO. Lets see what others openion regarding same.

seohyderabad

Dec 1st 2006, 12:28 am

HI friends,

I am in india and i want to buy some domains and want to pay through paypal but can i send money to seller's mail id without my credit card verification.

Please advice
Thanks

YIAM

Dec 1st 2006, 12:31 am

You can buy domain names from namecheap.com even if your paypal account is not verfied.

Freewebspace

Dec 1st 2006, 1:15 am

Yes you can send the money to sellers paypal Id but beware maximum amount you can send will be only $100 for your whole lifetime if you did not add your credit card

aakashshah123

Dec 2nd 2006, 9:16 am

How to pay people for users in Phillipenes ? It appears that paypal does not allow to pay to phillipenes users.

bilalinamdar

Dec 8th 2006, 7:41 am

I say that max verification is 6 hour (MAX) if u use International debit card. I have done that.

Freewebspace

Dec 8th 2006, 8:08 am

to pay for users in philipines

Create a Xoom account for you and

From there you can send money to any body 's bank account in philipines

sorry(I do not know the correct spelling of philipines

bilalinamdar

Dec 12th 2006, 2:51 pm

Now please make this clear

gcard charges more

How can u manage to remit money from XOOM.

Intra india transaction is not done
.:. Indian Paypal and XOOM No transaction will occur

Than if u change the XOOM or register a new xoom account with Foreign Address will it work ? Will Xoom Investigate Paypal (for country or Verified and unverified status)? Is there is any harm in using XOOM (Paypal account frozen etc etc)

Freewebspace

Dec 12th 2006, 7:57 pm

bilalinamdar

Dec 12th 2006, 11:21 pm

I have used Xoom for sending money

Register with a foreign address

I think Xoom will not investigate address of the payee

and also Paypal will not froze your account for Xoom

If Xoom found out that you are using intra India training they wiill reject your transaction and return money to you

Note: There is no problem with Xoom As I recieved a email stating that my transaction has been completed

Hey man thx for the info
I will soon investigate my self and than i will report.

xception

Dec 13th 2006, 3:51 am

I have used Xoom for sending money

Register with a foreign address

I think Xoom will not investigate address of the payee

and also Paypal will not froze your account for Xoom

If Xoom found out that you are using intra India training they wiill reject your transaction and return money to you

Note: There is no problem with Xoom As I recieved a email stating that my transaction has been completed

Vanakam
Is this Type of Transaction not against Terms of Paypal.

Freewebspace

Dec 13th 2006, 4:10 am

Certainly not against terms of paypal since

Xoom is an buyer for some service according to paypal

franke1

Dec 13th 2006, 9:47 pm

If one does not verify his account with credit card, I mean to say that in case of unverified account, the sending limit is $100. Would you please tell me that is this limitation is for lifetime or per year?

gr8liverpoolfan

Dec 13th 2006, 9:49 pm

Lifetime $100 limit.

Freewebspace

Dec 13th 2006, 9:51 pm

Also you can withdraw a maximum of $2500 for lifetime(by means of check or cheque)

Bondat

Dec 13th 2006, 10:16 pm

I have used Xoom for sending money

Register with a foreign address

I think Xoom will not investigate address of the payee

and also Paypal will not froze your account for Xoom

If Xoom found out that you are using intra India training they wiill reject your transaction and return money to you

Note: There is no problem with Xoom As I recieved a email stating that my transaction has been completed

Xoom is really strict in intra-sending of money. Don't try sending money using your account because it's just a waste of time. Find a relatives abroad that can send your money through xoom.

dotcompals

Dec 13th 2006, 10:30 pm

Thank you very much for this useful post. really deserves GREENS

Freewebspace

Dec 13th 2006, 10:45 pm

I actually send it two times they were not able to found out it

Bondat

Dec 13th 2006, 10:46 pm

I actually send it two times they were not able to found out it

Cool.. Did you use proxy? When was the last time you did sent to yourself?

Freewebspace

Dec 13th 2006, 11:00 pm

last week Friday and I did not use proxy and also I got the confirmation email of my transaction has been completed

And this monday I have sent a transaction It also had no problems

deluxdon

Dec 13th 2006, 11:05 pm

last week Friday and I did not use proxy and also I got the confirmation email of my transaction has been completed

And this monday I have sent a transaction It also had no problems

Have you received your cheque whichone you sent through xoom last week Friday :confused: How many days it'll take to reach that cheque to us after transaction takes place :confused:

Freewebspace

Dec 13th 2006, 11:16 pm

IT s not check it is direct bank deposit They will deposit directly into your bank account no

And they have a list of 50 banks with which they can deposit money directly into your account

Bondat

Dec 13th 2006, 11:22 pm

last week Friday and I did not use proxy and also I got the confirmation email of my transaction has been completed

And this monday I have sent a transaction It also had no problems

So I guess they're not strict anymore.. I'll better try it now. :D

dotcompals

Dec 13th 2006, 11:24 pm

So I guess they're not strict anymore.. I'll better try it now. :D

Try Xoom.. Good Luck

shabbi_0015

Dec 13th 2006, 11:40 pm

Useful guide thanks. This is very useful for new user.

Bondat

Dec 13th 2006, 11:40 pm

Try Xoom.. Good Luck

Thanks.. I'm using xoom before but they're very strict before. Now I would try to withdraw few today.. :D

Freewebspace

Dec 13th 2006, 11:44 pm

The important thing is that you should use different address and you should use another name

Bondat

Dec 13th 2006, 11:50 pm

The important thing is that you should use different address and you should use another name

Even it don't match your paypal name?

Freewebspace

Dec 14th 2006, 12:02 am

Yes it should not match your paypal name

My paypal name is ABCD
My Xoom name is XXXX
MY bank account name is ABCD

This is what I have

Bondat

Dec 14th 2006, 12:23 am

So you send it through bank account? I'm using different method though. Anyway thanks I will keep you updated on what happen to my transaction later today.

mixke

Dec 14th 2006, 3:57 am

So you send it through bank account?
I guess he recvd directly in bank account ;) :)

Yes it should not match your paypal name

My paypal name is ABCD
My Xoom name is XXXX
MY bank account name is ABCD

This is what I have
If they happen to check the transaction then they can find as " ABCD " is sending money to "ABCD " < assumed name > .. though not very sure about it . Keep us updated .

Freewebspace

Dec 14th 2006, 5:37 am

It think Xoom will not find out the paypal funders name as I have a Indian verified paypal account

I am sending only small amount in the sum of $100-$200

And I think they will find out When I send in the range of $750-$1000

aakashshah123

Dec 14th 2006, 6:45 am

Just as a precaution:
It is illegal according to Indian Law to transfer money or Receieve money through Sites like times or xoom.
I dont have clear idea but i had read it somewhere.

Freewebspace

Dec 14th 2006, 6:54 am

I think yes it is but do not send more than $1000 or $500 they can grew suspicion about the transaction

and transactions under $250 will not attract anybodysattention

eXe

Dec 14th 2006, 7:01 am

Just as a precaution:
It is illegal according to Indian Law to transfer money or Receieve money through Sites like times or xoom.
I dont have clear idea but i had read it somewhere.

It is not illegal if the sender is a valid US/Foreign citizen.

Freewebspace

Dec 14th 2006, 7:53 am

Then what about soemof the members (including me) since we receiving the money via Xoom

bilalinamdar

Dec 14th 2006, 8:08 am

Don't u guys know there are things like IEC CODE OR STPI ??
I am dealing with my CA and will also contact the Foreign Ministry department for this. I am making a complete guide for this.

Freewebspace

Dec 14th 2006, 8:15 am

Yes sure make a complete guide for this as it will help all of us

Because there is a lot of red tapism involved in it and we do not know any thing about it

bilalinamdar

Dec 14th 2006, 8:20 am

Hey Freewebspace u helped me alot re i will include u in my list.

bilalinamdar

Dec 15th 2006, 6:25 am

Yes today i visited to their office.
They have a BIG process of giving the IEC
but it is confirmed that the charges are Rs. 1000 ++ Agent charges if u want
i will inform u if i got a agent and i have to visit few Govt Places for the info collection.. there is also one online site but will have to take a look at REAL PROCESS....

It is not that complicated but let me resolve it myself first..

Freewebspace

Dec 15th 2006, 7:51 am

You are doing a great service

update about this process here

Kulwinder

Dec 15th 2006, 10:51 am

A very nice thread.. helped me alot since i dont even have a paypal a/c yet nor a bank a/c.

I am thinking of makin a paypal a/c now.. but will still wait for a little more information.. thanks alot guys.. keep up the good work

Thanks,
Zeazt

bilalinamdar

Dec 15th 2006, 10:52 am

suicidalsam

Dec 15th 2006, 1:37 pm

If anyone of you folks have any PayPal or gCard related problem, feel free to ask me OR you can always ask other experienced people like eXe.

- Avi

i have an unverified paypal account.can i verify that account with gcard , will the limits be lifted?and is the creditcard necessary to verify paypal.

:confused:

eXe

Dec 15th 2006, 1:57 pm

i have an unverified paypal account.can i verify that account with gcard
:confused:

Yes.

will the limits be lifted?

The sending limit will be lifted, and monthly withdrawal limit increased to $2500.

and is the creditcard necessary to verify paypal.
Yes.

dnk

Dec 15th 2006, 5:35 pm

For virtual credit card, how is the $1.95 refunded?

MeetHere

Dec 15th 2006, 8:12 pm

After verifying, do my personal account remain for lifetime?
Because currently my account is unverified with total 3000 withdrawal limit for my account.

bilalinamdar

Dec 15th 2006, 11:38 pm

For virtual credit card, how is the $1.95 refunded?
Do not believe... I never got it...It is paypal verification charges...Do any one got that refunded ?? If yes reply...

After verifying, do my personal account remain for lifetime?
Because currently my account is unverified with total 3000 withdrawal limit for my account.

See look first of all u have to get Verified...
Next Your withdrawal limit will lift
next If u want u can upgrade ur Personal A/c premier

Every thing doesn't come for free or like that stuff..

And Yes 3000 Max Total for your personal....If any one have doubt about this please comment on this.. I read the things on paypal that's why i am saying this...

bilalinamdar

Dec 15th 2006, 11:39 pm

Also would like to state i will not support or promote any illegal activity...for paypal...or xoom..or my govt..We have to be in law....

suicidalsam

Dec 15th 2006, 11:52 pm

Yes.

The sending limit will be lifted, and monthly withdrawal limit increased to $2500.

Yes.

What about the receiving limits.i read somewhere in the forum that i can verify my paypal account with gcard.
:confused:

bnts

Dec 16th 2006, 12:19 am

What about the receiving limits.i read somewhere in the forum that i can verify my paypal account with gcard.
:confused:
There is no recieving limit..good for you ;)

And yes, you can verify paypal using gcard :)

suicidalsam

Dec 16th 2006, 5:29 am

There is no recieving limit..good for you ;)

My recieving limit is $500 rite now.Will this limit increase if i verify?

bilalinamdar

Dec 16th 2006, 5:36 am

My recieving limit is $500 rite now.Will this limit increase if i verify?

Yes it will be increased
If u have a NON-VERIFIED a/c than u have restrictions..
But if u have a verified account than no problem...
All limits are lifted to 2500$

bnts

Dec 16th 2006, 12:17 pm

My recieving limit is $500 rite now.Will this limit increase if i verify?
Are you sure your recieving limit is $500 or your withrawal limit is $500 per month? If you are sure that you have $500 receiving limit then your account must be personal paypal account. You can increase it by upgrading your account to premier or business account. Upgrading an account to premier account does not require a CC too;)

Here is a quote from Paypal User Agrement for your convinience:
This $500.00 USD cap is based on the account sign-up date, and is reset each month. Once you have reached your monthly limit, the payment will have a Pending status, and you will need to upgrade to a Premier or Business account to accept the payment. If a payment is Pending based on your having reached your Receiving Limit and your limit is reset, the payment will remain Pending until you have upgraded your account or denied the payment. If you refund a payment, your Receiving Limit will not be reset for the amount of the payment.

bilalinamdar

Dec 17th 2006, 5:04 am

Because of sat & sun i can't proceed further :( but tomorrow is monday...:)
India Govt Offices remain close at weekends.

Freewebspace

Dec 17th 2006, 11:16 am

thank for your update and continue your good work

bilalinamdar

Dec 17th 2006, 10:21 pm

thank for your update and continue your good work

Thx for appreciation..
I will inform soon abt the process. Right now i m buying a laptop :D :p
Cya guys. Will soon go to the Legal place...

Freewebspace

Dec 18th 2006, 12:00 am

okay its no matter !

suicidalsam

Dec 18th 2006, 8:42 am

No.. gCard can't be used to verify your PayPal account because it's a no name card. You can use your gCard Checking Account as an USA bank account to withdraw funds. Since PayPal to USA bank transfer is free, you can save too much money.

Once again, gCard can't be used to verify your PayPal account. What is your monthly online transaction? More than $500/Mo?? If yes, then you gotta verify your PayPal. Otherwise, you can withdraw upto $500/Mo using an unverified PayPal account.

But in the gcard and other international debit card sites they say that you can verify Paypal account with debit card by adding it in the add bank option to verify
:confused:

bilalinamdar

Dec 18th 2006, 9:15 am

Even paypal and other big companies provide Virtual cards. Even after virtual cards they need "SOMETIMES" verification doc..
Who said u need a name on it...
Also if u have a HIGH fie account please go all with CC and also use legal doc for it.. Keep paypal uptodate.. Only if u have a big deals or daily $$$ up down..

suicidalsam

Dec 18th 2006, 9:37 am

Also if u have a HIGH fie account please go all with CC and also use legal doc for it.. Keep paypal uptodate.. Only if u have a big deals or daily $$$ up down..

what is considered a high fee account. I get about 30$ daily .and i don have a cc to verify my account.i an using my frens address in the us coz there is no paypal service in nepal.what do i do if they ask for doc
:confused:

bilalinamdar

Dec 18th 2006, 9:54 am

what is considered a high fee account. I get about 30$ daily .and i don have a cc to verify my account.i an using my frens address in the us coz there is no paypal service in nepal.what do i do if they ask for doc
:confused:

It is hi-fi (sorryy my mistake)

Means a very huge number going up down ..

See first of all Paypal now detect IP location.. Yesterday only guy from a banned country have the same problem. Than a suspension is done on the account. Limits the account..
U can Receive Fund (Very interesting thing for paypal) but u can't send or pay.. Very annoying..

tomcatdss

Dec 19th 2006, 7:15 am

Hi,
Can anyone tell me if it is possible to get the cheque directly in US$.

The last time I withdrew an amount, they sent cheque in Indian rupees. While the normal conversion rate is usually around 46, they converted at rate of 43.**.

Apart from all this, they sent the cheque by ordinary post. How pathetic can that be?

Please tell me the safety in giving your credit card details on the paypal account. Is it safe? Has anyone had any problem after posting credit card details.

tomcatdss

Dec 19th 2006, 7:19 am

Do we need a credit card on your own name to verify the account?

How many days after entering the credit card details is the account verified?

Is it safe to enter credit card details on paypal?

Kaustubh

Dec 19th 2006, 7:39 am

Do we need a credit card on your own name to verify the account?

How many days after entering the credit card details is the account verified?

Is it safe to enter credit card details on paypal?

Your CC last name should be same , you can use your family CC where last name is same, i think it is ok even if your name is different many of my friends are verified by friends CC. Enrolling your self for verification they deduct 1.95$ from your CC and put it your paypal balance they just do a little transaction of 1.95$ and on your monthly CC statement you will see 4 digit code written with transaction by paypal. you need to put that code in paypal account after enrolling your self for expanded user programme (verification). and you will be verified. verification is simple , the time factor depends on how early you get the CC statement if you put your CC for verification.

and about delivery you can select special delivery that will cost you 25$ ll be deducted from your paypal balance. and about receiving cheque in indian RS the current rate is 43RS=1$ , you must be selected your country as India.

YIAM

Dec 19th 2006, 9:12 am

Hi,
The last time I withdrew an amount, they sent cheque in Indian rupees. While the normal conversion rate is usually around 46, they converted at rate of 43.**.

Are Sure about 1$=Rs.46 conversion rate. I Think its between Rs.44-45. PayPal always pays in local currency.

bnts

Dec 19th 2006, 9:53 am

Are Sure about 1$=Rs.46 conversion rate. I Think its between Rs.44-45. PayPal always pays in local currency.
You are right ;) Last time when I withraw, it was Rs.43.98 ;) But I feel it mostly range between 44-45 :)

bilalinamdar

Dec 19th 2006, 9:56 am

Check current Rate on Paypal Website.. Search on google the rate are always flexible and goes up and down. So normally
43-46 i always consider a 42..

bilalinamdar

Dec 19th 2006, 9:59 am

Today i got the IEC form.. Reading through it reveals that it Compulsary needs a PAN Card.. Also i am going to tell each and every thing but let me first do the process my way... (Yet no agent involved)
I contacted my CA (Gosh he doesn't know what is IEC...lol)
Than actually the guys are very uninformative... They doesn't provide much info..Also a confusing question "WHAT IS PAYPAL BTW?"
LOL
will still process further. LEGAL...

bnts

Dec 19th 2006, 10:02 am

Check current Rate on Paypal Website.. Search on google the rate are always flexible and goes up and down. So normally
43-46 i always consider a 42..
Lol..42 is too less...anyway best tip is check before you withraw money from paypal. It's always worth waiting a day or two if the rate is getting too low ;)

tomcatdss

Dec 19th 2006, 10:05 am

Hi,
If I am clear, we can get verified even by using a friend's or even a stranger's credit card, if he were to let us use it. we only have to enter the transaction code on his CC statement in the paypal account area. Is that right?

Has anyone had any problems with their CC after entering the credit card details there and getting verified?

Freewebspace

Dec 19th 2006, 10:11 am

I thinkthe name on your paypal account and that on credit card should be same

eXe

Dec 19th 2006, 10:12 am

If I am clear, we can get verified even by using a friend's or even a stranger's credit card, if he were to let us use it. we only have to enter the transaction code on his CC statement in the paypal account area. Is that right?
Yes, correct.

Freewebspace

Dec 19th 2006, 10:58 am

that means they would not look for name is it?

bilalinamdar

Dec 19th 2006, 12:14 pm

LoL
Even if u use ur friend CC u will need the statement. Which comes in 30 days (Monthly statement..) Better u should get it verified in 20min
http://forums.digitalpoint.com/showthread.php?t=193945

I really HATE time taking process......TIME = DOLLAR$$

CrazyBoy

Dec 19th 2006, 12:31 pm

Let me tell you that withdrawing foreign funds through debit cards is illegal in India and can get you arrested (non bailable offence), Have a nice day!

bilalinamdar

Dec 19th 2006, 1:52 pm

Let me tell you that withdrawing foreign funds through debit cards is illegal in India and can get you arrested (non bailable offence), Have a nice day!

What's that ? We are talking abt Verification method... And u are talking abt Withdrawal... Please read every thing before post... You know in india they have some thing called IEC if u do know than post and quote posts further... We were just talking abt it...

If u have a IEC code than no problem in foreign Business... :D